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146 Duke Of Gloucester St, Annapolis, MD, 21401

4beds
4baths
3,042sqft
$1,999,999
$657price/sqft
$13,417/moest. monthly cost
$536,680/yrincome needed

About This Home

Welcome to 146 Duke of Gloucester Street! As you approach the home, a welcoming front porch will greet you, offering a place to sit and take in all that Annapolis has to offer. Nestled in the heart of historic Annapolis, this beautifully appointed 4-bedroom, 3.5-bath residence seamlessly blends timeless charm with modern sophistication. Rich in character and thoughtfully updated throughout, this exceptional home offers an inviting open-concept main level designed for both comfortable living and effortless entertaining. Step inside to discover sun-filled living and dining spaces anchored by a stunning exposed brick fireplace that adds warmth and historic appeal. The modern kitchen is a true centerpiece, featuring stylish finishes, ample cabinetry, and a functional layout perfect for everyday living and hosting guests alike. The second level features three spacious bedrooms filled with natural light from oversized windows, generous closet space, and two beautifully appointed full bathrooms, creating comfortable accommodations for family and guests alike. Occupying the entire third floor, the expansive primary suite serves as a private retreat complete with a luxurious spa-inspired bath designed for relaxation and rejuvenation. Outside, enjoy a charming backyard—an ideal setting for outdoor dining, gardening, or simply unwinding in your own private oasis. Perfectly situated just moments from the waterfront, renowned restaurants, boutique shopping, and the rich history of downtown Annapolis, this home offers a rare opportunity to experience historic living with all the comforts of modern design.

Getting Around

95
WalkingWalker's Paradise
43
TransitSome Transit
60
BikeBikeable

Schools

5/10
5/10
5/10
Annapolis High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1912

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt,Metal,Flat
  • Construction materials: Brick,Wood Siding,CPVC/PVC,Tile

Notable Dates

  • Major remodel year: 2017

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Federal,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range - Gas,Range Hood,Stainless Steel Appliance(s),Microwave,Built-In Range,Dishwasher,Dryer,Exhaust Fan,Oven,Refrigerator,Washer,Water Heater,Gas Water Heater
  • Laundry features: Dryer In Unit,Has Laundry,Upper Level,Washer In Unit

Basement

  • Area: 780

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Kitchen Island,Wine Storage,Bar,Soaking Tub,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Ceiling Fan(s),Combination Kitchen/Living,Crown Molding,Exposed Beams,Open Floorplan,Eat-in Kitchen,Kitchen - Gourmet,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Plaster Walls,Beamed Ceilings,9'+ Ceilings
  • Window features: Bay/Bow
  • Flooring: Hardwood,Tile/Brick,Wood
  • Number of fireplaces: 1
  • Fireplace features: Brick,Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,042

Heating & Cooling

  • Heating features: Heat Pump,Electric,Propane
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 3,822
  • Total interior livable area: 3,042 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020600005438331
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None
  • Patio & porch: Porch,Patio,Brick
  • Exterior features: Bump-outs,Chimney Cap(s),Lighting,Sidewalks,Extensive Hardscape,Rain Gutters,Street Lights
  • Fencing: Wood,Privacy

Lot

  • Lot size: 3,244 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,113$121,356
Home Insurance *$501$6,012
Property Taxes $2,416$28,992
Electricity $387$4,650
Total$13,417$161,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$460,011/yr
40% on housing$402,510/yr
45% on housing$357,786/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$657This listing

vs Other Active Listings

Avg $/sqft

ZIP 21401$353
Anne Arundel County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 21401$326
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$1,999,999
2025-09-29Sold$1,399,900
2025-07-25Sold$1,399,900
2025-07-08Contingent$1,399,900
2025-06-13Price change$1,399,900
2025-05-19Listed for sale$1,549,000
2025-04-06Contingent$1,549,000
2025-03-27Price change$1,549,000
2024-07-21Price change$1,499,000
2024-07-09Price change$1,550,000
2024-05-30Listed for sale$1,600,000
2017-11-20Sold$875,000
2017-10-11Pending sale$950,000
2017-09-08Listed for sale$950,000
2017-04-14Sold$460,000
2017-03-15Pending sale$449,900
2017-03-01Listed for sale$449,900
2016-12-21Listing removed$489,900
2016-12-19Pending sale$489,900
2016-12-05Price change$489,900
2016-11-04Listed for sale$513,900
2016-09-20Listing removed--
2016-08-20Listed for sale--
2003-05-20Sold$415,000
1998-05-28Sold$252,500

For Sale by Agent

AgentRob Carter, Douglas Realty, LLC, Listing Team: The Re Home Group, Co-Listing Team: The Re Home Group,Co-Listing Agent: Erin Carter, Douglas Realty, LLC
BrokerageDouglas Realty, LLC

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