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83 Market St, Annapolis, MD, 21401

5beds
4baths
3,178sqft
$2,295,000
$722price/sqft
$15,355/moest. monthly cost
$614,200/yrincome needed

About This Home

A magazine-worthy Historic District renovation, completed in 2026. Designed by well-known Annapolis architect Jay Schwarz and Clara Rose Interior Design, this home features a brand-new kitchen, wet bar, and fully reconfigured third floor with every detail thoughtfully considered. Water access at the end of the block, Acton's Cove waterfront park around the corner, all of downtown Annapolis within easy walking distance, and easy parking on Market Street round out a lifestyle that's hard to beat. The kitchen features custom designed cabinetry with Taj Mahal quartzite countertops, ceramic tile backsplash, and unlacquered brass hardware. New lighting from Serena & Lily, Williams Sonoma, and Pooky. All new GE Monogram appliances include a refrigerator, panel-ready dishwasher, six-burner induction range, convection wall oven, and a five-in-one oven that steams, dehydrates, microwaves, convects, and broils. A full pantry with navy cabinetry offers generous storage, a separate freezer, and ice maker. The custom designed bar includes brass railings, reeded glass cabinets, a dedicated sink, and storage for plates, linens, and beverages. Brand-new HVAC. A full-width screened-in porch spans the entire front of the home. Ten-foot ceilings on the first two floors and period-true character carry throughout. A classic front office with wood paneling and wood ceiling leads to the main living spaces, including a formal family room with fireplace, gracious dining room, and a second casual family room. Seasonal water views can be enjoyed from multiple areas. The eat-in kitchen flows directly to a hardscaped rear patio with gazebo. Upstairs, the primary suite offers winter water views, dual closets with organizers, and a renovated bathroom. The second bedroom has an en-suite bath, and the second level also includes the laundry room. The third floor has been completely reimagined with three new rooms that make clever use of the eaves, each with built-in shelving and closets, along with a new full bath featuring black-and-white penny tile mosaic floors and double-stripe wall tile carried to the face of the tub, plus a custom vanity with quartz countertops. A brand-new carpet runner leads up to the third floor, with new carpet throughout the bedrooms. Don't miss this truly exceptional Annapolis home!

Getting Around

89
WalkingVery Walkable
42
TransitSome Transit
63
BikeBikeable

Schools

5/10
5/10
5/10
Annapolis High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1905

Materials

  • Foundation: Other
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Freezer,Ice Maker,Oven,Refrigerator,Washer,Water Heater,Gas Water Heater

Basement

  • Area: 860

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1

Features

  • Chair Railings,Combination Kitchen/Dining,Crown Molding,Dining Area,Floor Plan - Traditional,Open Floorplan,Eat-in Kitchen,Kitchen Island,Kitchen - Table Space,Pantry,Primary Bath(s),9'+ Ceilings,High Ceilings,Wood Ceilings,Wood Walls
  • Flooring: Hardwood,Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,178

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 4,038
  • Total interior livable area: 3,178 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020600006282510
  • Zoning: R
  • Special condition: Standard
  • Exclusions: Fireplace And Windows

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None
  • Exterior features: Lighting,Sidewalks,Extensive Hardscape
  • Has view: Yes
  • View description: Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream
  • Waterfront features: Canoe/Kayak,Public Access
  • Waterbody name: Spa Creek

Lot

  • Lot size: 7,065 sqft
  • Features: Landscaped,Private,Downtown

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,604$139,248
Home Insurance *$575$6,900
Property Taxes $2,772$33,264
Electricity $404$4,858
Total$15,355$184,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$526,457/yr
40% on housing$460,650/yr
45% on housing$409,466/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$722This listing

vs Other Active Listings

Avg $/sqft

ZIP 21401$352
Anne Arundel County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 21401$326
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$2,450,000
2025-09-12Sold$2,150,000
2025-08-16Pending sale$2,200,000
2025-08-14Listed for sale$2,200,000
2013-07-17Sold$1,275,000
2013-04-21Pending sale$1,350,000
2013-04-15Listed for sale$1,350,000
2006-11-09Sold$1,200,000

For Sale by Agent

AgentElizabeth Dooner
BrokerageColdwell Banker Realty

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