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607 Melvin Ave, Annapolis, MD, 21401

2beds
2baths
1,102sqft
$899,000
$816price/sqft
$6,137/moest. monthly cost
$245,480/yrincome needed

About This Home

Open House Friday , 5/15 4:30-6:30PM & Saturday 5/16 12-2PM. Please join us!Adorable bungalow coming soon in sought-after West Annapolis! Super fun, walkable location—catch Navy Midshipmen football games or stroll to Chessie’s Wharf, Positano’s, Bean Rush Cafe , Always Ice Cream Company & more! Just a short distance to Downtown Annapolis for waterfront dining, shopping, and historic charm. Easy one-level living with a great fenced-in yard and a large detached garage. Professional interior photos coming soon—stay tuned!

Getting Around

69
WalkingSomewhat Walkable
35
TransitSome Transit
50
BikeBikeable

Schools

5/10
5/10
Annapolis High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1918

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Shake Siding

Notable Dates

  • Major remodel year: 2014

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 884

Basement

  • Has basement: Yes
  • Basement: Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,102

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,986
  • Total interior livable area: 1,102 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020600007653800
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 7,850 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$225$2,700
Property Taxes $1,086$13,032
Electricity $281$3,374
Total$6,137$73,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,411/yr
40% on housing$184,110/yr
45% on housing$163,653/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$816This listing

vs Other Active Listings

Avg $/sqft

ZIP 21401$355
Anne Arundel County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 21401$326
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$899,000
2018-07-21Sold$456,000
2018-07-09Pending sale$464,900
2018-06-28Listed for sale$464,900
2018-06-18Pending sale$464,900
2018-06-13Listed for sale$464,900
2014-05-16Sold$420,000
2014-01-31Price change$425,000
2013-12-07Price change$449,999
2013-11-13Price change$475,000
2013-10-26Price change$499,900
2013-07-30Listed for sale$515,000
2013-03-19Sold$335,000
2013-02-25Price change$349,000
2012-10-11Price change$369,000
2012-09-22Listed for sale$389,000

For Sale by Agent

AgentJoanna Dalton
BrokerageColdwell Banker Realty

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