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10 Ironstone Ct, Annapolis, MD, 21403

3beds
3baths
1,680sqft
$335,000
$199price/sqft
$2,442/moest. monthly cost
$97,680/yrincome needed

About This Home

IGNORE DAYS ON MARKET BUYER FAILED TO PERFORM**FHA APPROVED!** This is **NOT a condominium**—it's a townhome with the convenience of condo-style exterior maintenance. The HOA takes care of **the roof, siding, gutters, shutters, pressure washing, and other exterior maintenance**, giving you more time to enjoy homeownership and less time worrying about upkeep. Can we say, BONUS?! Welcome to 10A Ironstone Court, one of the best values in Annapolis. Offering 3 bedrooms, 2.5 bathrooms, and a spacious, functional layout, this home presents an incredible opportunity to own in a highly desirable location while adding your own personal touches. The standout feature is the entire top-level primary suite, a private retreat complete with a cozy fireplace, soaking tub, separate shower, walk-in closet, and the convenience of bedroom-level laundry. The home has been priced with future updates in mind, giving the next owner the opportunity to refresh the paint and flooring to match their own style while building instant equity. With solid bones, generous living space, and an attractive price point, this is the perfect opportunity for buyers who recognize value. Enjoy community amenities including a **pool and clubhouse**, all while being just minutes from Historic Downtown Annapolis, the U.S. Naval Academy, waterfront dining, shopping, parks, and major commuter routes to Washington, DC and Baltimore. Finding a 3-bedroom townhome in Annapolis at this price point is becoming increasingly rare, especially one that is **FHA approved** and offers the peace of mind of comprehensive exterior maintenance through the HOA. Whether you're a first-time buyer, downsizing, or investing in your future, this home offers exceptional value and endless potential. Schedule your private showing today!

Getting Around

39
WalkingCar-Dependent
32
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

9/10
4/10
Annapolis Middle SchoolGrades 6-80.4 mi
5/10
Annapolis High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,680

Heating & Cooling

  • Heating features: Heat Pump,Electric,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020601890102930
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Lot size: 527 sqft

Parking

  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$79$948
Property Taxes $389$4,668
Electricity $281$3,374
Total$2,442$29,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,725/yr
40% on housing$73,260/yr
45% on housing$65,120/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 21403$330
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21403$339
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$335,000
2026-07-03Listed for sale$350,000
2026-06-03Contingent$350,000
2026-05-29Listed for sale$350,000
2025-11-21Sold$360,000
2025-10-20Contingent$350,000
2025-10-17Listed for sale$350,000
2024-08-15Sold$345,000
2024-07-12Contingent$364,900
2024-06-21Price change$364,900
2024-06-01Listed for sale$369,000
2023-12-26Listing removed--
2023-12-12Listed for rent$2,500
2021-12-21Sold$280,000
2021-11-20Pending sale$275,000
2021-11-08Listed for sale$275,000
2020-11-09Listing removed$1,800
2020-09-27Listed for rent$1,800
2019-10-05Listing removed$1,750
2019-10-04Price change$1,750
2019-10-03Listing removed$235,000
2019-09-18Price change$235,000
2019-09-12Listed for sale$237,000
2019-09-03Listed for rent$1,775
2019-08-01Sold$237,000
2010-12-20Sold$180,000
2010-08-11Sold$242,188
2000-01-05Sold$123,900

For Sale by Agent

AgentKimberlee Randall
BrokerageEXP Realty, LLC

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