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15 Copley Ct, Annapolis, MD, 21403

2beds
2baths
1,704sqft
$365,000
$214price/sqft
$2,652/moest. monthly cost
$106,080/yrincome needed

About This Home

Welcome to 15 Copley Ct, ideally situated in one of Annapolis’s most convenient locations! Here you’ll enjoy easy access to historic Downtown Annapolis, the U.S. Naval Academy, and Westfield Annapolis Mall, keeping shopping, dining, and waterfront charm just minutes away. The HOA amenities make this neighborhood special, with TWO community pools and a pickleball court to keep you active and social close to home. Inside, brand-new carpet runs throughout the upper level and basement, and the major mechanicals are in great shape, including an HVAC system that’s only 2 years old. Don’t miss this chance to experience the best of Annapolis living with unbeatable convenience and community perks!

Getting Around

62
WalkingSomewhat Walkable
33
TransitSome Transit
56
BikeBikeable

Schools

6/10
4/10
Annapolis Middle SchoolGrades 6-80.3 mi
5/10
Annapolis High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1979

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Oven/Range - Electric,Stainless Steel Appliance(s),Washer,Water Heater,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Area: 482

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Interior Entry,Rear Entrance,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Breakfast Area,Ceiling Fan(s),Combination Dining/Living,Upgraded Countertops,Walk-In Closet(s)
  • Window features: Replacement
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 482
  • Finished area above ground: 1,222

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,704
  • Total interior livable area: 1,704 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020666190020293
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • Patio & porch: Deck,Patio
  • Exterior features: Sidewalks,Street Lights
  • Fencing: Full,Back Yard
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 1,202 sqft

Parking

  • Total spaces: 2
  • Parking features: Permit Included,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$86$1,032
Property Taxes $440$5,280
Electricity $281$3,374
Total$2,652$31,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,925/yr
40% on housing$79,560/yr
45% on housing$70,720/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 21403$330
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21403$339
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$349,900
2026-07-16Price change$365,000
2026-06-17Listed for sale$374,900
2026-06-07Contingent$374,900
2026-05-28Listed for sale$374,900
2021-02-09Sold$258,000
2020-11-29Pending sale$249,000
2020-11-22Listed for sale$249,000
2009-04-29Sold$222,500
2008-05-24Listing removed$285,000
2008-02-15Listed for sale$285,000
2004-04-21Sold$220,000
2001-03-27Sold$100,000
2000-09-19Sold$97,000
1994-01-06Sold$110,000

For Sale by Agent

AgentMarielys Montero
BrokerageRE/MAX Excellence Realty

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