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6 President Point Dr Unit B3, Annapolis, MD, 21403

3beds
2baths
1,467sqft
$1,025,000
$699price/sqft
$6,581/moest. monthly cost
$263,240/yrincome needed

About This Home

Experience a hassle-free waterfront lifestyle at The Point on Spa Creek, where this stunning condo offers exceptionally easy living with picturesque views overlooking Historic Annapolis and Spa Creek. This spacious 2 bedroom 2 bath condo with flexible loft space features beautifully appointed rooms and is just steps away from the clubhouse, pool, dock, and scenic walking paths. The expansive Living room with fireplace is the perfect setting to relax and take in the views. The 2 sided fireplace also provides ambiance for the adjacent cozy nook that is ideal for a desk or reading chair. The gourmet kitchen with peninsula is sure to please any chef and the gorgeous water views makes everyday feel like a vacation. Enjoy the covered deck overlooking the waterfront; perfect for entertaining or relaxing while taking in the tranquil surroundings. The primary bedroom features a spacious closet, ensuite bath and covered balcony. With an additional light-filled bedroom, hall bath and loft space, there is plenty of room for family and guests. This vibrant community offers a wealth of amenities and residents enjoy direct access to Spa Creek, including deep-water boat slips and two water-taxi locations for easy trips to Downtown Annapolis. The waterfront pool and deck, complete with a hot tub, are ideal for relaxation, while the clubhouse can be rented for private events. Other community features include tennis and pickleball courts, EV auto chargers, and a kayak/canoe launch with a convenient rack. Social gatherings and a monthly newsletter keep residents connected, while pet-friendly policies ensure all family members are welcome. A dedicated property maintenance supervisor and ample parking make life here seamless and enjoyable. Welcome Home!

Getting Around

36
WalkingCar-Dependent
43
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

6/10
4/10
Annapolis Middle SchoolGrades 6-81.3 mi
5/10
Annapolis High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1975

Materials

  • Construction materials: Combination

Other

  • Builder model: Spa Creek Waterview

Type & Style

  • Home type: Condo
  • Architectural style: Coastal,Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Oven/Range - Electric,Refrigerator,Washer,Water Heater,Electric Water Heater
  • Laundry features: Main Level,In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Combination Kitchen/Dining,Dining Area,Entry Level Bedroom,Open Floorplan,Eat-in Kitchen,Kitchen - Gourmet,Kitchen - Table Space,Pantry,Primary Bath(s),Spiral Staircase,Upgraded Countertops,Vaulted Ceiling(s),Wood Ceilings
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Double Sided,Glass Doors
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,467

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Programmable Thermostat,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Programmable Thermostat,Electric

Interior Area

  • Total structure area: 1,467
  • Total interior livable area: 1,467 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020669090000833
  • Attached to another structure: Yes
  • Zoning: R3
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Community
  • Exterior features: Extensive Hardscape,Lighting,Balcony
  • Has view: Yes
  • View description: City,Creek/Stream,Garden,Marina,Panoramic,Scenic Vista,Water
  • Has water view: Yes
  • Water view: Creek/Stream,Marina,Water
  • On waterfront: Yes
  • Waterfront features: Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Sail
  • Waterbody name: Spa Creek
  • Frontage length: Water Frontage Ft: 1

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,182$62,184
Home Insurance *$244$2,928
Property Taxes $874$10,488
Electricity $281$3,374
Total$6,581$78,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$225,634/yr
40% on housing$197,430/yr
45% on housing$175,493/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$699This listing

vs Other Active Listings

Avg $/sqft

ZIP 21403$325
Anne Arundel County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 21403$339
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$975,000
2026-06-30Listed for sale$1,025,000
1997-11-19Sold$210,000

For Sale by Agent

AgentBrad Kappel
BrokerageTTR Sotheby's International Realty

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