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796 Fairview Ave APT F, Annapolis, MD, 21403

1beds
1baths
756sqft
$299,900
$397price/sqft
$2,230/moest. monthly cost
$89,200/yrincome needed

About This Home

Welcome to effortless waterfront living in the sought-after Severn House community! This charming 1-bedroom, 1-bath condo offers the perfect blend of tranquility and Annapolis lifestyle—whether you're paddleboarding out for your morning coffee, hopping on the water taxi for an evening in town, or enjoying sunset cruises from your own rented boat slip. Spend your days lounging by the waterfront pool, hosting crab feasts with friends, or simply soaking in the peaceful surroundings. Tucked away on the third floor and backing to woods, this unit offers rare privacy and a quiet retreat from the buzz of downtown—while still being just minutes away. The condo fee covers gas, water, sewer, and basic cable—making for easy, low-maintenance living (just pay electric). A dedicated basement storage unit adds extra convenience. Located close to Eastport Shopping Center, restaurants, coffee shops, the gym, and the farmers market, this is your opportunity to enjoy the best of coastal Annapolis living—every single day.

Getting Around

58
WalkingSomewhat Walkable
35
TransitSome Transit
60
BikeBikeable

Schools

6/10
4/10
Annapolis Middle SchoolGrades 6-81.4 mi
5/10
Annapolis High SchoolGrades 9-124.3 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1962

Materials

  • Roof: Unknown
  • Construction materials: Combination

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Oven/Range - Electric,Water Heater
  • Laundry features: In Basement,Shared

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Combination Kitchen/Dining,Dry Wall
  • Flooring: Carpet,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 756
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Other,Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 756
  • Total interior livable area: 756 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020680590026819
  • Attached to another structure: Yes
  • Zoning: R4
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: Boat - Powered,Canoe/Kayak,Sail,River
  • Waterbody name: Back River

Parking

  • Total spaces: 2
  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$71$852
Property Taxes $362$4,344
Electricity $281$3,374
Total$2,230$26,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,457/yr
40% on housing$66,900/yr
45% on housing$59,466/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$397This listing

vs Other Active Listings

Avg $/sqft

ZIP 21403$330
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21403$339
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$308,000
2026-04-27Price change$308,000
2026-04-02Listed for sale$315,000
2023-04-09Listing removed--
2021-04-08Sold$233,000
2021-04-01Pending sale$235,000
2021-03-12Contingent$235,000
2021-02-25Listed for sale$235,000
2004-11-23Sold$210,000
2004-04-27Sold$140,000
2001-03-02Sold$108,000

For Sale by Agent

AgentJennifer Marsh
BrokerageCummings & Co. Realtors

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