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108 Conley Dr, Annapolis, MD, 21403

3beds
2baths
1,880sqft
$395,000
$210price/sqft
$2,849/moest. monthly cost
$113,960/yrincome needed

About This Home

Owner is offering $ 5,000.00 for helping buyer with closings costs!! Great location! Sweet, cozy, and lovely semi-detached home. 3 bedroom, 1 1/2 baths and semi finished basement. The house is ready for your personal touch! NEW ROOF 2023. Close to Truxtun Park and easy access to downtown Annapolis and US 50 /97 HWY. GREAT OPPORTUNITY! Bring your best offer.

Getting Around

47
WalkingCar-Dependent
35
TransitSome Transit
62
BikeBikeable

Schools

6/10
4/10
Annapolis Middle SchoolGrades 6-80.8 mi
5/10
Annapolis High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: Excellent,Very Good
  • Year built: 1976

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer,Water Heater,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Space For Rooms,Partially Finished

Bathroom1

  • Level: Upper

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Attic,Floor Plan - Traditional,Kitchen - Galley
  • Door features: Storm Door(s),Six Panel
  • Flooring: Ceramic Tile,Luxury Vinyl
  • Finished area below ground: 600
  • Finished area above ground: 1,280

Half Bath

  • Level: Lower

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 1,880
  • Total interior livable area: 1,880 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020684590000759
  • Attached to another structure: Yes
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Kitchen Has 2 Refrigerators,1 Refrigerator Will Be Removed Prior To Closing.

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 3,920 sqft
  • Features: No Thru Street

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,On Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$94$1,128
Property Taxes $477$5,724
Electricity $281$3,374
Total$2,849$34,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,680/yr
40% on housing$85,470/yr
45% on housing$75,973/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 21403$329
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21403$339
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$395,000
2026-03-12Price change$400,000
2026-02-09Price change$450,000
2026-01-11Listed for sale$485,000
2007-03-14Sold$294,900
2002-10-11Sold$78,500

For Sale by Agent

AgentEdilene Barros
BrokerageKeller Williams Select Realtors of Annapolis

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