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4 Sunnyside Dr, Lonaconing, MD, 21539

3beds
1baths
1,928sqft
$85,000
$44price/sqft
$856/moest. monthly cost
$34,240/yrincome needed

About This Home

Classic Character Meets Endless Possibilities! Welcome home to this charming 3-bedroom, 1-bath classic two-story that perfectly blends timeless architecture with everyday comfort. From the moment you arrive, you'll be captivated by the inviting covered front porches, picturesque second-story balcony, and peaceful setting that feels like a private retreat. Inside, you'll find oversized rooms filled with character, convenient main-level laundry, and efficient natural gas radiant heat complemented by a secondary electric heating system. The walk-up attic and full basement provide incredible storage and unlimited potential for additional living space, hobbies, or a dream workshop. Major updates offer peace of mind, including a roof that's only three years old, allowing you to focus on making this home your own. Step outside and discover a rare bonus—a separate outbuilding currently used for storage but previously serving as an income-producing rental. Whether you envision a guest cottage, home office, art studio, workshop, or future investment opportunity, the possibilities are endless. If you've been searching for a home with historic charm, generous room sizes, flexible spaces, and incredible potential, this one checks every box. Relax on the porch, enjoy the quiet surroundings, and imagine the lifestyle waiting for you. Classic style, modern convenience, and hidden opportunities—all wrapped into one unforgettable property. Don't miss your chance to make it yours! **As-Is Sale. Cash or As-Is Conventional Offers Only**Prior Inspection Reports Available.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
Westmar Middle SchoolGrades 6-80.8 mi
7/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Stone
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 830

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,928

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,758
  • Total interior livable area: 1,928 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0110004195
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Balcony

Lot

  • Lot size: 0.75 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$59$708
Property Taxes $87$1,044
Electricity $281$3,374
Total$856$10,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,348/yr
40% on housing$25,680/yr
45% on housing$22,826/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$44This listing

vs Other Active Listings

Avg $/sqft

ZIP 21539$39
Allegany County$80

vs Homes Sold Last Month

Median $/sqft

ZIP 21539—
Allegany County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Listed for sale$85,000
2026-07-07Contingent$99,900
2026-06-12Listed for sale$99,900

For Sale by Agent

AgentSeth LOAR
BrokerageColdwell Banker Premier

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