




20905 Water Station Run Rd SW, Lonaconing, MD, 21539
About This Home
WELCOME HOME! Owner's pride in this home is so evident! All the brick, stone, and concrete work was all done by a master craftsman, the owner of the home! He is known in the area for his talent and craft of masonry. Nestled in a serene rural setting, this exquisite traditional home, originally built in 1925 and thoughtfully renovated in 2014, offers a perfect blend of timeless charm and modern luxury. You need to come see the home to fully see the beauty of the absolutely stunning fireplaces and bedroom wall. The home is heated with an outdoor Mahoney 500 gallon model coal furnace. This residence features four spacious bedrooms and two full bathrooms, providing ample space for relaxation and entertainment. Step inside to discover a warm and inviting interior, where a traditional floor plan seamlessly connects the living spaces. One of the bedrooms has a stunning wall of custom stone work. The cozy ambiance is enhanced by two stunning custom stone fireplaces, each adorned with elegant mantels, creating a perfect focal point for cozy evenings. Retreat to the luxurious bathroom, where you can unwind in a soaking clawfoot tub or enjoy the refreshing experience of a walk-in shower with two shower heads. The floors and shelving/sitting areas of the bathroom are heated for added comfort. The home features wood plank flooring throughout with the exception of one room of carpet. The fully finished basement, accessible from both inside and outside, offers additional living space with a second kitchen and much more. The lower level has access entry and could also be used as a rental or in-law suite with all the same amenities as the main home. Rent the lower level to assist with your payments! Outside, the property is equally impressive. Set on a generous 0.45-acre lot, the exterior showcases a blend of custom stone and brick work, vinyl siding, raised garden beds, greenhouse, and a beautiful lawn exuding curb appeal. Enjoy the tranquility of nature with views of the surrounding mountains, trees, and the peaceful street. The outdoor space includes a charming patio and porch, perfect for sipping morning coffee or hosting summer barbecues. The property also features an oversized attached garage with additional storage space, along with a private asphalt driveway that accommodates multiple vehicles. This home is not just a residence; it's a lifestyle. Experience the perfect balance of comfort, elegance, and convenience in a setting that invites you to create lasting memories. Embrace the opportunity to call this remarkable property your own, where every detail has been thoughtfully curated. For those who appreciate outdoor activities, Dan's Mtn. State Park offers, a community pool, fishing pond, camping, pavilions, and hiking/biking trails, providing a refreshing escape during all months of the year. The property is within 45 minutes of Deep Creek Lake and 30 minutes of Cumberland offering additional enjoyments of outdoor living. *Some Photos have been Ai enhanced.
Getting Around
Schools
Construction
Condition
- Year built: 1925
Materials
- Foundation: Block
- Roof: Composition
- Construction materials: Stone,Brick,Vinyl Siding,Aluminum Siding,Masonry
Notable Dates
- Major remodel year: 2014
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater
- Laundry features: Hookup,Lower Level
Basement
- Has basement: Yes
- Basement: Finished,Interior Entry,Exterior Entry,Rear Entrance
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Dining Room
- Level: Main
Dining Room
- Level: Lower
Exercise Room
- Level: Main
Family Room
- Level: Lower
Features
- 2nd Kitchen,Soaking Tub,Bathroom - Walk-In Shower,Ceiling Fan(s),Floor Plan - Traditional,Combination Kitchen/Dining,Entry Level Bedroom,Dry Wall
- Flooring: Luxury Vinyl,Carpet
- Number of fireplaces: 2
- Fireplace features: Stone,Wood Burning,Mantel(s),Screen,Flue for Stove
- Fireplace: Yes
- Finished area below ground: 1,668
- Finished area above ground: 1,668
Heating & Cooling
- Heating features: Radiator,Wood Stove,Other,Coal,Wood
- Cooling features: Window Unit(s),Ceiling Fan(s),Electric
Interior Area
- Total structure area: 3,336
- Total interior livable area: 3,336 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Office
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0110012252
- Zoning: R
- Special condition: Standard
- Exclusions: All Major Appliances,All Window Ac Units,Starlink
Features
- Levels: Three
- Stories: 3
- Pool features: Community
- Patio & porch: Patio,Porch
- Exterior features: Rain Gutters,Sidewalks,Street Lights
- Fencing: Chain Link
- Has view: Yes
- View description: Mountain(s),Street,Trees/Woods
Lot
- Lot size: 0.45 Acres
- Features: Rural,SideYard(s)
Parking
- Total spaces: 8
- Parking features: Storage,Covered,Garage Faces Front,Garage Door Opener,Inside Entrance,Oversized,Asphalt,Private,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Landslide
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,592 | $19,104 |
| Home Insurance * | $220 | $2,640 |
| Property Taxes | $275 | $3,300 |
| Electricity | $425 | $5,100 |
| Total | $2,512 | $30,144 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $315,000 |
