21 Centennial St, Frostburg, MD, 21532
About This Home
Conveniently located just minutes from downtown Frostburg, this charming brick home offers the perfect balance of accessibility and privacy. With 4 bedrooms and 2.5 baths, The main level features a bedroom and full bathroom! The inviting interior features an updated kitchen, spacious living areas, and a sunroom filled with natural light! The partially finished basement provides additional flexible living space, while the large deck and fenced backyard create an ideal setting for relaxing or entertaining. Complete with an attached garage, this home is ready for its next owner!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 1231
Basement
- Has basement: Yes
- Basement: Garage Access,Interior Entry,Improved,Exterior Entry,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,651
Heating & Cooling
- Heating features: Baseboard,Wood Stove,Electric
- Cooling features: None
Interior Area
- Total structure area: 2,882
- Total interior livable area: 1,651 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0111003761
- Zoning: R2
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 7,500 sqft
Parking
- Total spaces: 1
- Parking features: Garage Faces Rear,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $970 | $11,640 |
| Home Insurance * | $121 | $1,452 |
| Property Taxes | $299 | $3,588 |
| Electricity | $281 | $3,374 |
| Total | $1,671 | $20,052 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $192,000 |
| 2022-07-22 | Sold | $164,900 |
| 2022-06-11 | Pending sale | $164,900 |
| 2022-06-01 | Price change | $164,900 |
| 2022-05-21 | Listed for sale | $169,900 |
| 2002-07-22 | Sold | $62,000 |
For Sale by Agent
View on Zillow