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24 Hill St, Frostburg, MD, 21532

4beds
--baths
1,502sqft
$159,000
$106price/sqft
$1,431/moest. monthly cost
$57,240/yrincome needed

About This Home

Up and down duplex , each with 2 bedrooms, 1 full bathroom, living room and kitchen. Fully rented and updated with excellent rental history.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

9/10
Beall Elementary SchoolGrades PK-50.4 mi
6/10
7/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone
  • Construction materials: Stick Built

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 736

Bedrooms & Bathrooms

  • Bedrooms: 4

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 2,238
  • Total interior livable area: 1,502 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0112005326
  • Zoning: R3
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 6,750 sqft

Parking

  • Parking features: On Street,Other
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$100$1,200
Property Taxes $247$2,964
Electricity $281$3,374
Total$1,431$17,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,062/yr
40% on housing$42,930/yr
45% on housing$38,160/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 21532$107
Allegany County$80

vs Homes Sold Last Month

Median $/sqft

ZIP 21532$101
Allegany County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-23Listed for sale$159,000
2023-04-14Sold$129,000
2023-03-24Pending sale$129,000
2023-03-02Contingent$129,000
2023-02-16Listed for sale$129,000
2022-11-14Listing removed$129,000
2022-11-10Listed for sale$129,000
2022-10-29Listing removed$129,000
2022-10-10Price change$129,000
2021-11-11Listed for sale$134,900
2021-10-22Contingent$134,900
2021-09-15Listed for sale$134,900
2010-06-02Sold$45,000
2001-05-04Sold$30,000

For Sale by Agent

AgentJeremy Rice
BrokerageBetter Homes & Gardens Real Estate Old Line Group

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