See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

212 E Main St, Frostburg, MD, 21532

2beds
2baths
1,546sqft
$169,000
$109price/sqft
$1,577/moest. monthly cost
$63,080/yrincome needed

About This Home

This lovely home is smack dab in the middle of Downtown Frostburg. It's a spacious brick home with a fence for privacy, a large yard, a covered porch and deck to take in the beautiful mountainous views! You'll find a large living and formal dining room just off the kitchen. Both bedrooms are on the main floor as well as the primary bathroom with linen closet. The walkup attic could be finished for an additional bed/bath, play area, entertaining area or whatever your heart desires. The basement has tons of room for laundry, workshops, storage and has a convenient 2nd bathroom with shower stall. There's a parking spot in the front as well as the back and a shed for storage needs.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
Frost Elementary SchoolGrades PK-51.3 mi
6/10
7/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1947

Materials

  • Foundation: Permanent
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Freezer,Microwave,Oven/Range - Electric,Refrigerator,Cooktop,Washer,Electric Water Heater
  • Laundry features: In Basement,Dryer In Unit,Washer In Unit,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Partial,Full,Interior Entry,Exterior Entry,Concrete,Shelving,Unfinished,Windows,Workshop,Other

Bathroom1

  • Level: Main

Bathroom2

  • Features: Bathroom - Stall Shower
  • Level: Lower

Bedroom1

  • Features: Flooring - HardWood
  • Level: Main

Bedroom2

  • Features: Flooring - HardWood
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Flooring - HardWood,Formal Dining Room
  • Level: Main

Features

  • Attic,Dining Area,Formal/Separate Dining Room
  • Flooring: Carpet,Hardwood,Concrete,Dirt
  • Finished area below ground: 0
  • Finished area above ground: 1,546

Heating & Cooling

  • Heating features: Radiator,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 2,658
  • Total interior livable area: 1,546 sqft

Kitchen

  • Features: Kitchen - Electric Cooking
  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Features: Flooring - HardWood
  • Level: Main

Other

  • Features: Attic - Walk-Up
  • Level: Upper

Other

  • Level: Lower

Utility Room

  • Level: Lower

Workshop

  • Level: Lower

Property

Accessibility

  • Accessibility features: Other Bath Mod

Details

  • Parcel number: 0112009631
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch,Roof,Roof Deck
  • Exterior features: Stone Retaining Walls
  • Fencing: Partial,Privacy,Back Yard
  • Has view: Yes
  • View description: City,Mountain(s)

Lot

  • Lot size: 9,075 sqft
  • Features: Additional Lot(s),Adjoins - Open Space,Corner Lot,Front Yard

Parking

  • Total spaces: 3
  • Parking features: Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $854$10,248
Home Insurance *$107$1,284
Property Taxes $335$4,020
Electricity $281$3,374
Total$1,577$18,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,068/yr
40% on housing$47,310/yr
45% on housing$42,053/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 21532$107
Allegany County$80

vs Homes Sold Last Month

Median $/sqft

ZIP 21532$101
Allegany County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-12Price change$179,900
2026-03-28Listed for sale$199,500

For Sale by Agent

AgentGina Kenny
BrokerageLong & Foster Real Estate, Inc.

Similar Homes