13214 Oldtown Rd SE, Cumberland, MD, 21502
About This Home
Affordable Country Home for Sale – Mountain Side of Maryland! Looking for an affordable home nestled in the mountains of Maryland? Look no further! This charming 5-bedroom, 1-bath home offers a peaceful country setting with private driveway access and scenic surroundings. Located just a short walk from the C&O Canal, Potomac River, and a convenient boat launch, this home is perfect for nature lovers, outdoor enthusiasts, or anyone seeking a quiet retreat. Additional features:Two additional structures on the property (of no current value),Tenant currently on a month-to-month lease, Sold As-Is
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Below Average
- Year built: 1929
Materials
- Foundation: Permanent
- Roof: Architectural Shingle
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 672
Basement
- Has basement: Yes
- Basement: Connecting Stairway
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Flooring: Carpet,Vinyl,Hardwood
- Finished area below ground: 0
- Finished area above ground: 1,358
Heating & Cooling
- Heating features: Baseboard,Oil
- Cooling features: None
Interior Area
- Total structure area: 2,030
- Total interior livable area: 1,358 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0116008842
- Zoning: R
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Lot size: 1 Acres
Parking
- Total spaces: 3
- Parking features: Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Heat Wave
- Inland Flooding
- Landslide
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $556 | $6,672 |
| Home Insurance * | $70 | $840 |
| Property Taxes | $99 | $1,188 |
| Electricity | $281 | $3,374 |
| Total | $1,006 | $12,072 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-06 | Listed for sale | $125,000 |
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