




12114 Vale Summit Rd SW, Frostburg, MD, 21532
About This Home
Discover comfort and space in this well-maintained 3 bedroom, 2 bath raised ranch offering over 2,000 sq ft of living space on a peaceful 0.92 acre lot. The main level features beautiful hardwood floors, a spacious living room with a cozy wood-burning fireplace, and a country-style eat-in kitchen with plenty of cabinetry and natural light. Enjoy a traditional layout with a dedicated dining area, three generously sized bedrooms, and a partially finished lower level that includes a large rec room and second full bath perfect for guests, hobbies, or a home office. Outside, mature landscaping, a private wooded backdrop, and a 2 car garage create the perfect balance of privacy and convenience all just minutes from downtown Frostburg and I-68. This home offers a peaceful setting, functional space, and timeless charm ready for its next owner.
Getting Around
Schools
Construction
Condition
- Year built: 1965
Materials
- Foundation: Other
- Roof: Asphalt
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Exhaust Fan,Oven,Washer,Water Heater,Cooktop,Energy Efficient Appliances,Freezer,Electric Water Heater
- Laundry features: In Basement,Laundry Room
Basement
- Has basement: Yes
- Basement: Connecting Stairway,Full,Partially Finished,Walk-Out Access,Rough Bath Plumb,Space For Rooms,Windows,Workshop,Concrete
Bathroom1
- Features: Soaking Tub,Countertop(s) - Solid Surface
- Level: Main
- Area: 60
- Dimensions: 5 X 12
Bedroom1
- Features: Flooring - HardWood
- Level: Main
- Area: 168
- Dimensions: 12 X 14
Bedroom2
- Features: Flooring - HardWood
- Level: Main
- Area: 120
- Dimensions: 10 X 12
Bedroom3
- Features: Flooring - HardWood
- Level: Main
- Area: 156
- Dimensions: 12 X 13
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 3
Dining Room
- Features: Flooring - HardWood,Formal Dining Room
- Level: Main
- Area: 132
- Dimensions: 11 X 12
Family Room
- Features: Flooring - Concrete,Breakfast Bar,Fireplace - Wood Burning
- Level: Lower
- Area: 459
- Dimensions: 17 X 27
Features
- Dining Area,Kitchen - Country,Bar,Bathroom - Walk-In Shower,Bathroom - Tub Shower,Breakfast Area,Built-in Features,Entry Level Bedroom,Formal/Separate Dining Room,Eat-in Kitchen,Kitchenette,Walk-In Closet(s),Efficiency,Attic,Dry Wall,Paneled Walls
- Window features: Double Pane Windows,Window Treatments
- Flooring: Hardwood,Wood
- Number of fireplaces: 1
- Fireplace features: Brick,Wood Burning,Other
- Fireplace: Yes
- Finished area below ground: 750
- Finished area above ground: 1,332
Foyer
- Features: Flooring - Slate
- Level: Main
- Area: 48
- Dimensions: 12 X 4
Heating & Cooling
- Heating features: Heat Pump,Baseboard,Electric
- Cooling features: Central Air,Heat Pump,Electric
Interior Area
- Total structure area: 2,664
- Total interior livable area: 2,082 sqft
Kitchen
- Features: Flooring - Vinyl,Kitchen - Electric Cooking,Eat-in Kitchen
- Level: Main
- Area: 176
- Dimensions: 11 X 16
Laundry
- Features: Basement - Partially Finished,Basement - Unfinished,Flooring - Concrete
- Level: Lower
- Area: 529
- Dimensions: 23 X 23
Living Room
- Features: Flooring - HardWood,Window Treatments
- Level: Main
- Area: 240
- Dimensions: 12 X 20
Other
- Features: Attic - Access Panel
- Level: Upper
Other
- Features: Basement - Partially Finished,Bathroom - Stall Shower
- Level: Lower
- Area: 90
- Dimensions: 6 X 15
Other
- Features: Flooring - Concrete,Breakfast Bar
- Level: Lower
- Area: 168
- Dimensions: 12 X 14
Storage Room
- Features: Attic - Access Panel
- Level: Main
Property
Accessibility
- Accessibility features: Accessible Hallway(s),2+ Access Exits
Details
- Parcel number: 0117002163
- Zoning: RESID
- Special condition: Standard
- Exclusions: Pantry In Kitchen,Freezer In Basement (sign Designating The Unit)
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Patio,Porch
- Exterior features: Stone Retaining Walls,Rain Gutters
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 0.92 Acres
- Features: Backs to Trees
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Gravel,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,188 | $14,256 |
| Home Insurance * | $148 | $1,776 |
| Property Taxes | $259 | $3,108 |
| Electricity | $281 | $3,374 |
| Total | $1,876 | $22,512 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-03 | Listed for sale | $235,000 |
| 2025-12-09 | Listing removed | $230,000 |
| 2025-06-13 | Listed for sale | $230,000 |
| 2025-06-03 | Listing removed | $230,000 |
| 2025-05-07 | Contingent | $230,000 |
| 2025-03-21 | Listed for sale | $230,000 |
| 2025-03-18 | Listing removed | $195,000 |
| 2024-10-17 | Listed for sale | $195,000 |
| 2024-08-19 | Listing removed | $195,000 |
| 2024-06-05 | Contingent | $195,000 |
| 2024-05-31 | Listed for sale | $195,000 |
| 2024-05-13 | Listing removed | -- |
| 2024-01-03 | Listed for sale | $185,000 |
| 2023-10-23 | Pending sale | $185,000 |
| 2022-05-31 | Listed for sale | $185,000 |
| 2022-05-16 | Listing removed | $185,000 |
| 2022-03-14 | Listed for sale | $185,000 |
| 2022-03-10 | Listing removed | $185,000 |
| 2021-12-17 | Listed for sale | $185,000 |
| 2021-12-11 | Contingent | $185,000 |
| 2021-12-03 | Listed for sale | $185,000 |
| 2020-10-06 | Sold | $125,000 |
| 2020-07-27 | Pending sale | $144,900 |
| 2020-07-16 | Listed for sale | $144,900 |
