465 Baltimore Ave, Cumberland, MD, 21502
About This Home
Investment property is here for you!! A duplex with 3 bedrooms and 1.5 baths and the 2nd side has 2 bedrooms and 1.5 baths! Garage and open second lot, plenty of open space! New Roof in 2023, new furnace and all new windows Close to Hospital / Downtown / Allegany College and Highway 68 This property is being sold "as is" as the second duplex needs finished!
Getting Around
Somewhat Walkable
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Foundation: Stone,Brick/Mortar,Other
- Roof: Architectural Shingle
- Construction materials: Brick,Combination
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Refrigerator,Washer,Cooktop,Freezer,Microwave,Electric Water Heater
- Laundry features: Main Level
Basement
- Level: Main
Basement
- Has basement: Yes
- Basement: Dirt Floor,Exterior Entry
Bedroom5
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Family Room
- Level: Main
Features
- Flooring: Vinyl,Luxury Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,770
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 2,520
- Total interior livable area: 1,770 sqft
Kitchen
- Level: Upper
Property
Accessibility
- Accessibility features: Accessible Entrance
Details
- Parcel number: 0122006924
- Zoning: RESIDENTIAL
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 10,454 sqft
Parking
- Parking features: Alley Access,Off Site
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $480 | $5,760 |
| Home Insurance * | $61 | $732 |
| Property Taxes | $195 | $2,340 |
| Electricity | $281 | $3,374 |
| Total | $1,017 | $12,204 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Price change | $95,000 |
| 2026-07-17 | Listed for sale | $97,000 |
| 2026-06-21 | Listing removed | $97,000 |
| 2026-05-30 | Price change | $97,000 |
| 2026-05-20 | Listed for sale | $99,900 |
| 2026-04-25 | Contingent | $99,900 |
| 2026-03-27 | Price change | $99,900 |
| 2026-03-04 | Price change | $110,000 |
| 2026-01-13 | Price change | $119,900 |
| 2025-12-21 | Listed for sale | $129,900 |
| 2025-06-19 | Listing removed | $135,000 |
| 2025-04-08 | Price change | $135,000 |
| 2025-04-02 | Price change | $145,000 |
| 2025-02-06 | Price change | $150,000 |
| 2024-12-12 | Price change | $157,000 |
| 2024-11-11 | Listed for sale | $160,000 |
| 2023-07-25 | Sold | $15,751 |
| 2023-04-07 | Sold | $17,750 |
| 1997-09-02 | Sold | $7,000 |
| 1996-01-02 | Sold | $8,000 |
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