214 S Central Ave, Cumberland, MD, 21502
About This Home
CALLING ALL INVESTORS!!! Unlock the potential of this income-producing triplex in Cumberland, MD! Situated on a corner lot, this property features 3 one-bedroom, one-bath units, with potential for a 4th unit for owner-occupant setup. Each unit includes a stove and refrigerator, and the main-level unit features a newer stove. This property offers natural gas radiator heat, though the radiators do show evidence of needing repair, and ceiling repair work is needed in the main-level kitchen. With the right vision and updates, this could be an excellent opportunity for an investor looking to expand their portfolio or an owner-occupant seeking added rental income. Conveniently located near shopping, restaurants, and medical facilities, this property is also just minutes from Downtown Cumberland’s walking mall, I-68 East and West, the Western Maryland Scenic Railroad, the Great Allegheny Passage, and the C&O Canal towpath. Priced to sell, this is a value-packed investment opportunity with strong upside potential. Call today to schedule your tour!
Getting Around
Very Walkable
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Below Average
- Year built: 1915
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: MultiFamily
- Architectural style: Other
- Property subType: Triplex
Interior
Appliances
- Appliances included: Refrigerator,Cooktop,Electric Water Heater
Basement
- Area: 1026
Bedrooms & Bathrooms
- Bedrooms: 3
Features
- Paneled Walls
- Flooring: Vinyl,Wood
Heating & Cooling
- Heating features: Radiator,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 3,078
- Total interior livable area: 2,052 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0122009427
- Zoning: RESIDENTIAL
- Special condition: Standard
Features
- Pool features: None
- Has view: Yes
- View description: City,Street,Mountain(s)
Lot
- Lot size: 2,100 sqft
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $581 | $6,972 |
| Home Insurance * | $73 | $876 |
| Property Taxes | $41 | $492 |
| Electricity | $281 | $3,374 |
| Total | $976 | $11,712 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-03 | Listed for sale | $115,000 |
| 2023-07-28 | Sold | $85,000 |
| 2023-07-17 | Contingent | $100,000 |
| 2023-06-12 | Listed for sale | $100,000 |
| 2015-05-27 | Sold | $27,000 |
| 2015-04-10 | Pending sale | $29,900 |
| 2015-03-15 | Price change | $29,900 |
| 2015-01-29 | Listed for sale | $39,900 |
| 2014-12-05 | Listing removed | $39,900 |
| 2014-08-26 | Price change | $39,900 |
| 2014-04-11 | Listed for sale | $42,900 |
| 2011-12-02 | Sold | $32,000 |
| 2011-03-02 | Listed for sale | $41,540 |
| 2010-07-24 | Listing removed | $68,000 |
| 2010-07-16 | Listed for sale | $68,000 |
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