229 E Union St, Cumberland, MD, 21502
About This Home
This investment multi-family property features five income-producing units, each with baseboard heat and tenant-paid electric. The landlord currently covers water, sewer, and trash services, and the property also includes a garage. Ideally located in an established residential neighborhood with access to downtown amenities, shopping, and major commuter routes, this asset is attractive to both tenants and investors. 5 Units - (1) 2 bed/1bath, (2) 1 bed/1 bath, (2) efficiency 1 bedroom unit is currently leased at $700/month. currently a month to month lease. Other properties available. Discount for purchase of all 4 properties. 315 Frederick - 9 Units 339/341 Frederick - 5 Units Commercial Lot Front & Baltimore .08 Acres
Getting Around
Very Walkable
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Foundation: Other
- Construction materials: Brick
Type & Style
- Home type: MultiFamily
- Architectural style: Other
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Water Heater
Basement
- Area: 1840
Bedrooms & Bathrooms
- Bedrooms: 5
Heating & Cooling
- Heating features: Radiator,Electric
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 5,160
- Total interior livable area: 3,680 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0122013262
- Zoning: URBAN RESIDENTIAL
- Special condition: Standard
Features
- Pool features: None
Lot
- Lot size: 0.25 Acres
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,259 | $15,108 |
| Home Insurance * | $160 | $1,920 |
| Property Taxes | $447 | $5,364 |
| Electricity | $468 | $5,626 |
| Total | $2,334 | $28,008 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-09 | Price change | $249,000 |
| 2026-02-06 | Listed for sale | $249,900 |
| 2023-06-02 | Listing removed | $299,999 |
| 2023-05-25 | Contingent | $299,999 |
| 2023-04-04 | Listed for sale | $299,999 |
| 2023-03-09 | Listing removed | $299,999 |
| 2023-01-23 | Listed for sale | $299,999 |
For Sale by Agent
View on Zillow