720 Frederick St, Cumberland, MD, 21502
About This Home
MOVE IN READY...YOU WILL BE AMAZED AT THE CONDITION OF THIS PROPERTY. WITHIN THE LAST COUPLE OF YEARS THE SELLERS HAVE REPLACED ELECTRIC, PLUMBING , GAS FURNACE, KITCHEN, DRYWALL , PAINTED EVERYTHING, REFINISHED FLOORS, NEW PATIO, FENCED BACK YARD, BRING YOUR OWN PERSONILITY AND YOU ARE HOME.. ABSOLUTLY NOTHING TO DO.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 1920
Materials
- Foundation: Block,Other
- Roof: Other
- Construction materials: Brick
Notable Dates
- Major remodel year: 2024
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Self Cleaning Oven,Refrigerator,Gas Water Heater
- Laundry features: In Basement
Basement
- Area: 420
Basement
- Has basement: Yes
- Basement: Connecting Stairway,Full,Heated,Improved,Shelving
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Attic,Breakfast Area,Chair Railings,Floor Plan - Traditional,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen - Table Space,Other,Dry Wall
- Window features: Double Hung,Replacement,Window Treatments
- Flooring: Hardwood,Other,Wood
- Finished area below ground: 0
- Finished area above ground: 900
Heating & Cooling
- Heating features: Baseboard,Natural Gas
- Cooling features: Other
Interior Area
- Total structure area: 1,320
- Total interior livable area: 900 sqft
Property
Accessibility
- Accessibility features: Accessible Doors,Accessible Electrical and Environmental Controls,Accessible Entrance,Other
Details
- Parcel number: 0123005093
- Zoning: RES
- Special condition: Standard
- Other equipment: None
- Exclusions: None
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Patio & porch: Porch
- Exterior features: Lighting,Extensive Hardscape,Street Lights,Other
- Has view: Yes
- View description: City,Street
Lot
- Lot size: 2,875 sqft
- Features: Downtown
Parking
- Total spaces: 1
- Parking features: Storage,Garage Faces Rear,Garage Door Opener,Other,Heated,Lighted,Private,Alley Access,Detached,On Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Hail
- Heat Wave
- Inland Flooding
- Landslide
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $757 | $9,084 |
| Home Insurance * | $96 | $1,152 |
| Property Taxes | $117 | $1,404 |
| Electricity | $281 | $3,374 |
| Total | $1,251 | $15,012 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-23 | Listed for sale | $149,900 |
| 2022-09-16 | Sold | $70,000 |
| 1998-03-20 | Sold | $50,000 |
View on Zillow