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714 Lincoln St, Cumberland, MD, 21502

3beds
2baths
1,440sqft
$150,000
$104price/sqft
$1,423/moest. monthly cost
$56,920/yrincome needed

About This Home

This stately brick 3 bedroom, 2 bathroom home is located on a corner lot with a fully fenced in backyard! Enjoy relaxing on either the upper or lower level covered porches ideal for morning coffee or evening breezes and take in the gorgeous mountainside views. Inside, you'll find a bright, kitchen with white cabinetry. There’s even a bonus room perfect for an office, nursery, or guest space! The original woodwork throughout the home adds warmth and character, and the generously sized attic offers even more room for storage or future expansion. The full basement provides the perfect opportunity to finish for additional living space, and a detached garage adds convenience and extra storage. With its inviting curb appeal and ample space inside and out, this home is full of potential. Don't miss your chance to make this timeless beauty your own!

Getting Around

42
WalkingCar-Dependent
24
TransitMinimal Transit
13
BikeSomewhat Bikeable

Schools

9/10
6/10
Braddock Middle SchoolGrades 6-80.8 mi
6/10
Allegany High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1939

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Hookup,In Basement

Basement

  • Area: 864

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Exterior Entry,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Plaster Walls,Paneled Walls
  • Flooring: Laminate,Carpet,Ceramic Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,440

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,304
  • Total interior livable area: 1,440 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0123010747
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 3,072 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Rear,Detached,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hail
Heat Wave
Inland Flooding
Landslide
Lightning

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$96$1,152
Property Taxes $288$3,456
Electricity $281$3,374
Total$1,423$17,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,788/yr
40% on housing$42,690/yr
45% on housing$37,946/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 21502$79
Allegany County$80

vs Homes Sold Last Month

Median $/sqft

ZIP 21502$109
Allegany County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Price change$150,000
2025-06-17Price change$154,500
2025-05-13Listed for sale$159,500
2024-11-06Listing removed$160,000
2024-11-06Listed for sale$160,000
2024-09-30Contingent$165,000
2024-08-14Price change$165,000
2024-05-14Price change$169,900
2024-04-30Price change$174,900
2024-03-29Listed for sale$179,900
2020-12-17Sold$55,000
2020-11-10Pending sale$79,000
2020-10-17Price change$79,000
2020-09-27Listed for sale$84,900

For Sale by Agent

AgentDestiny Hair
BrokerageBetter Homes & Gardens Real Estate Old Line Group

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