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10233 Parkersburg Rd NW, Frostburg, MD, 21532

4beds
3baths
2,258sqft
$279,900
$124price/sqft
$2,132/moest. monthly cost
$85,280/yrincome needed

About This Home

Welcome to 10233 Parkersburg Road in Frostburg, MD — a spacious property offering comfort, charm, and room to grow. This 4-bedroom, 3-bath home features a functional layout ideal for both everyday living and entertaining. Inside, you’ll find two fireplaces that create warm, inviting spaces perfect for relaxing during cooler months. The generous living areas provide flexibility for families, guests, or work-from-home needs. Outside, the property truly shines. A wrap-around driveway offers convenience and easy access, leading to a two-car garage. The expansive yard provides plenty of space for outdoor activities, gardening, or simply enjoying the peaceful surroundings. Additional highlights include a covered patio—perfect for outdoor dining or unwinding—and multiple storage buildings, giving you ample space for tools, hobbies, or equipment. More Photos coming soon!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

9/10
Beall Elementary SchoolGrades PK-51.8 mi
6/10
7/10

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Block
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 1758

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 500
  • Finished area above ground: 1,758

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,516
  • Total interior livable area: 2,258 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance,Accessible Approach with Ramp

Details

  • Parcel number: 0124009742
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1.62 Acres

Parking

  • Total spaces: 2
  • Parking features: Built In,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$177$2,124
Property Taxes $253$3,036
Electricity $287$3,452
Total$2,132$25,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,097/yr
40% on housing$63,960/yr
45% on housing$56,853/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 21532$104
Allegany County$80

vs Homes Sold Last Month

Median $/sqft

ZIP 21532$101
Allegany County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Listed for sale$279,900
2026-07-23Listing removed$279,900
2026-06-27Price change$279,900
2026-06-07Listed for sale$289,900
2026-05-25Pending sale$289,900
2026-05-10Listed for sale$289,900

For Sale by Agent

AgentGarrett Shingler
BrokerageReal Broker, LLC

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