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922 Dolly Ter, Lavale, MD, 21502

5beds
4baths
3,088sqft
$365,000
$118price/sqft
$2,795/moest. monthly cost
$111,800/yrincome needed

About This Home

NEW PRICE! Schedule a showing today! Welcome to 922 Dolly Terrace, LaVale, MD 21502! This spacious 5-bedroom, 3.5-bath raised rancher offers the perfect blend of comfort, functionality, and flexible living space. The main level features gleaming new hardwood floors, a bright living room with an attractive brick fireplace, an oversized dining room with expansive windows overlooking the beautiful backyard, and a well-appointed kitchen with sliding doors leading to a fully covered deck complete with a ceiling fan. A spiral staircase connects the deck to the rear patio, making outdoor entertaining a breeze. Four generously sized bedrooms and a convenient main-level laundry room complete this floor. The fully finished walkout lower level is ideal for multigenerational living, extended family, or guests, featuring a spacious family room with a second brick fireplace, a full second kitchen with a center island, a large bedroom suite, currently used as the owner’s suite, and a full bath. Additional highlights include an attached 1-car garage, private driveway, front exterior storage room, and a peaceful backyard perfect for relaxing or entertaining. Conveniently located near shopping, dining, schools, parks, UPMC Western Maryland, Frostburg State University, and I-68. Don't miss this incredible opportunity to own a spacious home with endless possibilities—schedule your private tour today!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

9/10
6/10
Braddock Middle SchoolGrades 6-83.2 mi
6/10
Allegany High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 2034

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Dry Wall
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,534
  • Finished area above ground: 1,554

Heating & Cooling

  • Heating features: Forced Air,Baseboard,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,588
  • Total interior livable area: 3,088 sqft

Property

Accessibility

  • Accessibility features: Grip-Accessible Features,Accessible Approach with Ramp,Roll-in Shower,Wheelchair Mod,Accessible Entrance

Details

  • Parcel number: 0129036551
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Enclosed,Patio,Porch,Roof

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 1
  • Parking features: Basement,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Hail
Inland Flooding
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$234$2,808
Property Taxes $323$3,876
Electricity $393$4,721
Total$2,795$33,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,828/yr
40% on housing$83,850/yr
45% on housing$74,533/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 21502$78
Allegany County$80

vs Homes Sold Last Month

Median $/sqft

ZIP 21502$109
Allegany County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$365,000
2026-07-06Listed for sale$375,000
2024-10-10Sold$305,000
2024-06-28Sold$305,000
2024-05-23Pending sale$305,000
2024-04-04Listed for sale$305,000
2023-11-08Listing removed--
2023-10-28Listed for rent$2,100
2016-07-22Sold$195,000
2016-05-17Pending sale$200,000
2016-05-09Listed for sale$200,000

For Sale by Agent

AgentJackie Ovad
BrokerageKeller Williams Legacy

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