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14015 Bedford Rd NE, Cumberland, MD, 21502

4beds
3baths
1,888sqft
$222,900
$118price/sqft
$1,747/moest. monthly cost
$69,880/yrincome needed

About This Home

Welcome to this charming farmhouse-style single-family home. This rare find offers the perfect blend of peaceful country living with convenient access to the city. Featuring 4 bedrooms and 3 full bathrooms, the home is thoughtfully designed with flexibility in mind. The main level includes 1 bedroom and a full bath—ideal for guests, or multigenerational living—while the second floor offers 3 additional bedrooms and 2 full baths plus a bonus room/extra space. This move-in ready property has been freshly painted and is in great condition, making it an easy choice for buyers looking for comfort and convenience. The inviting farmhouse style adds warmth and character throughout. Step outside to enjoy the beautiful mountain views from the covered front porch—perfect for relaxing mornings or peaceful evenings. The setting is quiet and serene, yet just minutes from city amenities, shopping, and easy freeway access. Don’t miss this opportunity to own a unique farmhouse-style home in a desirable location that offers both tranquility and accessibility.

Getting Around

0
WalkingCar-Dependent
8
TransitMinimal Transit
3
BikeSomewhat Bikeable

Schools

7/10
3/10
Washington Middle SchoolGrades 6-86.2 mi
6/10
Fort Hill High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Other
  • Roof: Architectural Shingle
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom1

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 120
  • Dimensions: 10 X 12

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 225
  • Dimensions: 15 X 15

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 180
  • Dimensions: 12 X 15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Flooring - Laminated
  • Level: Main
  • Area: 210
  • Dimensions: 14 X 15

Features

  • Eat-in Kitchen,Plaster Walls
  • Window features: Double Pane Windows,Wood Frames
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,888

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,368
  • Total interior livable area: 1,888 sqft

Kitchen

  • Features: Flooring - Ceramic Tile
  • Level: Main
  • Area: 252
  • Dimensions: 14 X 18

Living Room

  • Features: Flooring - Laminated
  • Level: Main
  • Area: 225
  • Dimensions: 15 X 15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0134010501
  • Zoning: RESID
  • Special condition: Standard

Features

  • Levels: Bi-Level,Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 0.26 Acres
  • Features: Backs - Open Common Area

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hail
Heat Wave
Inland Flooding
Landslide
Lightning

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,127$13,524
Home Insurance *$143$1,716
Property Taxes $196$2,352
Electricity $281$3,374
Total$1,747$20,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,897/yr
40% on housing$52,410/yr
45% on housing$46,586/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 21502$78
Allegany County$80

vs Homes Sold Last Month

Median $/sqft

ZIP 21502$109
Allegany County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$229,900
2024-02-29Listing removed--
2023-11-13Listed for sale$399,900
2021-03-24Listing removed--
2020-09-19Listing removed$1,595
2020-07-23Listed for rent$1,595
2019-07-26Listing removed$1,395
2019-07-10Listed for rent$1,395
2018-08-24Listing removed$1,295
2018-08-01Listed for rent$1,295
2017-05-31Listing removed$1,295
2017-05-18Listed for rent$1,295
2008-05-12Listing removed$179,903
2008-01-18Listed for sale$179,903
2006-01-17Sold$165,000

For Sale by Agent

AgentAshkan Hosseinipoul
BrokerageUnited Real Estate Premier

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