14 Virginia Ave, Cumberland, MD, 21502
About This Home
Step into the timeless charm of this beautifully remodeled Victorian home, offering five to six bedrooms and two bathrooms. The inviting wraparound porch sets the stage for a warm and welcoming entrance, perfect for enjoying morning coffee or relaxing in the evening. Inside, classic architectural details shine, including stunning pocket doors, intricate woodwork, and high ceilings that enhance the home’s spacious feel. New metal roof installed 2025 and the heating system installed in 2026! The generously sized bedrooms provide flexibility for families, guests, or home offices. Both bathrooms have been tastefully updated, blending modern convenience with vintage appeal. The extra-large attic offers endless possibilities, whether for storage, a creative workspace, or future expansion. Outside, the fenced-in yard provides privacy and space for outdoor entertaining, gardening, or pets to roam. This home is a rare gem that beautifully balances historic elegance with modern updates. Don’t miss your chance to own a piece of history.
Getting Around
Somewhat Walkable
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Block
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Other
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 2,496
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 2,496
- Total interior livable area: 2,496 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0104007271
- Zoning: 0
- Special condition: Standard
Features
- Levels: Two and One Half
- Stories: 2
- Pool features: None
Lot
- Lot size: 3,600 sqft
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $495 | $5,940 |
| Home Insurance * | $63 | $756 |
| Property Taxes | $188 | $2,256 |
| Electricity | $318 | $3,816 |
| Total | $1,064 | $12,768 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $98,000 |
| 2026-04-22 | Price change | $110,000 |
| 2025-03-31 | Listed for sale | $130,000 |
| 2024-09-13 | Listing removed | $139,999 |
| 2024-09-13 | Price change | $139,999 |
| 2024-07-19 | Price change | $149,999 |
| 2024-07-03 | Price change | $160,000 |
| 2024-05-29 | Listed for sale | $180,000 |
| 2023-03-20 | Listing removed | -- |
| 2021-03-30 | Sold | $30,350 |
| 2021-02-20 | Pending sale | $35,000 |
| 2021-02-11 | Price change | $35,000 |
| 2021-01-29 | Listed for sale | $42,000 |
| 1995-04-25 | Sold | $51,000 |
For Sale by Agent
View on Zillow