




626 Elwood St, Cumberland, MD, 21502
About This Home
Nice brick ranch/bungalow in popular South Cumberland Location featuring a updated kitchen, hardwood floors, remodeled bathroom on main level, Full basement with potential for additional living space, hot water baseboard heat, replacement windows, upgraded wiring and more. The property also has a large covered partially enclosed deck with addional outdoor deck space, fenced rear yard, 1 car garage and fenced rear yard. The home has had fresh paint throughout.
Getting Around
Schools
Construction
Condition
- Year built: 1950
Materials
- Foundation: Block
- Roof: Architectural Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full,Exterior Entry
Bedroom1
- Features: Flooring - Solid Hardwood
- Level: Main
Bedroom2
- Features: Flooring - Solid Hardwood
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 837
Heating & Cooling
- Heating features: Radiator,Natural Gas
- Cooling features: Ceiling Fan(s),Electric
Interior Area
- Total structure area: 1,674
- Total interior livable area: 837 sqft
Kitchen
- Features: Flooring - Luxury Vinyl Tile
- Level: Main
Living Room
- Features: Flooring - Solid Hardwood
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0104039521
- Zoning: R
- Special condition: Probate Listing
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 6,148 sqft
Parking
- Total spaces: 1
- Parking features: Garage Faces Side,Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $748 | $8,976 |
| Home Insurance * | $95 | $1,140 |
| Property Taxes | $284 | $3,408 |
| Electricity | $281 | $3,374 |
| Total | $1,408 | $16,896 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Contingent | $148,000 |
| 2026-07-21 | Listed for sale | $148,000 |
| 2005-06-30 | Sold | $79,900 |
