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130 Mullen St, Cumberland, MD, 21502

2beds
1baths
948sqft
$125,000
$132price/sqft
$1,090/moest. monthly cost
$43,600/yrincome needed

About This Home

Beautifully updated bungalow offers a delightful blend of character and modern convenience. With two bedrooms and a full bathroom, this home is perfect for those seeking one-level living! A third room located at the rear of the home can be used for an office space or potentially a third bedroom. The main floor laundry adds to the convenience, allowing you to tackle chores with ease. The full basement, with both interior access and an outside entrance, offers ample storage or the potential to create additional living space. Enjoy sipping your morning coffee on the front porch or hosting friends and family on the rear deck. This property provides plenty of outdoor space for gardening or relaxation. Schedule your showing today!

Getting Around

60
WalkingSomewhat Walkable
19
TransitMinimal Transit
36
BikeSomewhat Bikeable

Schools

3/10
3/10
Washington Middle SchoolGrades 6-80.4 mi
6/10
Fort Hill High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1949

Materials

  • Foundation: Block
  • Construction materials: Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Cooktop,Gas Water Heater
  • Laundry features: Has Laundry,Main Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Exterior Entry,Concrete,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Entry Level Bedroom
  • Finished area below ground: 0
  • Finished area above ground: 948

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 948
  • Total interior livable area: 948 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 0104042301
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Fencing: Chain Link,Full,Back Yard

Lot

  • Lot size: 6,892 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$80$960
Property Taxes $97$1,164
Electricity $281$3,374
Total$1,090$13,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,371/yr
40% on housing$32,700/yr
45% on housing$29,066/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 21502$79
Allegany County$80

vs Homes Sold Last Month

Median $/sqft

ZIP 21502$109
Allegany County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$125,000
2026-07-15Listed for sale$125,000
2024-01-19Sold$88,000
2023-12-14Contingent$79,900
2023-12-09Listed for sale$79,900
2018-01-18Sold$58,000
2017-11-29Listed for sale$62,900
1997-10-27Sold$42,000

For Sale by Agent

AgentSasha Leasure
BrokerageColdwell Banker Premier

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