444 Columbia St, Cumberland, MD, 21502
About This Home
Welcome to 444 Columbia Street. This circa 1900 Victorian home has a flexible layout and is ready to be restored. Used as office space/storage on the first floor and a one bedroom apartment on the second floor, this home could continue to be used that way OR could be restored to a single family home. It features original built-in's, ornate tin ceilings and over 2,000 square feet. Plenty of off-street parking. Sold in AS IS condition. Can be purchased in a package with 440 Columbia St.
Getting Around
Very Walkable
Minimal Transit
BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1900
Materials
- Foundation: Block
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 951
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 2,042
Heating & Cooling
- Heating features: Radiator,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 2,993
- Total interior livable area: 2,042 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0105025125
- Zoning: R
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 4,100 sqft
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Hail
- Heat Wave
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $201 | $2,412 |
| Home Insurance * | $25 | $300 |
| Property Taxes | $76 | $912 |
| Electricity | $281 | $3,374 |
| Total | $583 | $6,996 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Pending sale | $39,900 |
| 2026-07-29 | Price change | $39,900 |
| 2026-07-12 | Listed for sale | $48,500 |
| 2026-03-25 | Contingent | $48,500 |
| 2026-01-10 | Price change | $48,500 |
| 2025-12-03 | Listed for sale | $59,900 |
| 1990-07-31 | Sold | $25,000 |
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