13529 McMullen Hwy SW, Cumberland, MD, 21502
About This Home
Completely renovated from top to bottom, this 3-bedroom, 2-bath home in Cumberland is truly move-in ready. Major system upgrades include a new roof, new siding, a new HVAC system, and new windows throughout. The kitchen has been fully updated with new cabinetry, granite countertops, and stainless steel appliances. Both bathrooms have been completely remodeled with modern tile and updated fixtures. Original hardwood floors have been refinished on the main level, and the finished basement adds valuable extra living space with new vinyl plank flooring, a dedicated laundry area, and additional storage. Outside features include a covered front porch, an attached carport, three additional storage spaces, and a paved driveway with parking for up to 4 vehicles. Located in Allegany County Public Schools district with convenient access to Rt. 220. Schedule your showing today.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Foundation: Permanent
- Construction materials: Frame
Notable Dates
- Major remodel year: 2026
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Refrigerator,Electric Water Heater
- Laundry features: In Basement
Basement
- Area: 980
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Finished area below ground: 980
- Finished area above ground: 980
Heating & Cooling
- Heating features: Baseboard,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,960
- Total interior livable area: 1,960 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0106013775
- Zoning: B-1
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Enclosed,Porch
Lot
- Lot size: 10,800 sqft
Parking
- Total spaces: 1
- Parking features: Attached Carport
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $122 | $1,464 |
| Property Taxes | $162 | $1,944 |
| Electricity | $281 | $3,374 |
| Total | $1,525 | $18,300 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $189,900 |
| 2025-07-23 | Sold | $42,500 |
| 2025-06-10 | Contingent | $39,500 |
| 2025-06-02 | Listed for sale | $39,500 |
| 2011-11-10 | Sold | $73,000 |
| 2011-03-24 | Sold | $60,000 |
| 2011-03-04 | Listed for sale | $69,900 |
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