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611 Washington St, Cumberland, MD, 21502

5beds
4baths
3,214sqft
$415,000
$129price/sqft
$3,571/moest. monthly cost
$142,840/yrincome needed

About This Home

STUNNING VICTORIAN HOME ON HISTORIC WASHINGTON STREET! Welcome to 611 Washington Street, a beautifully restored circa 1901 home offering five bedrooms, 3.5 bathrooms, and three full levels of living space. Located in the historic district, this exceptional home offers breathtaking mountain and city views. From the moment you arrive, the home’s charming curved front porch sets the tone for the character found throughout. Inside, a spacious foyer showcases exquisite woodwork, hardwood floors, and original fireplaces, leading to a formal living room, an elegant dining room, and a library with custom built-in bookcases. The renovated kitchen features stainless steel appliances, a center island, and ample workspace, while a convenient half bath completes the main level. Two staircases lead to the second floor, where you’ll find four bedrooms, two full bathrooms, and a versatile walk-in closet or office space. The fully finished basement offers incredible flexibility with a second kitchen, fifth bedroom, full bathroom, and laundry area. Additional highlights include a walk-up attic, central air, and off-street parking. All within walking distance to downtown Cumberland and with easy access to I-68!

Getting Around

59
WalkingSomewhat Walkable
21
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

7/10
6/10
Braddock Middle SchoolGrades 6-81.0 mi
6/10
Allegany High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1901

Materials

  • Foundation: Stone
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Finished,Heated,Improved,Interior Entry,Exterior Entry,Walk-Out Access,Windows

Bathroom1

  • Level: Upper

Bathroom2

  • Level: Upper

Bathroom3

  • Level: Lower

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • 2nd Kitchen,Additional Stairway,Attic,Bathroom - Tub Shower,Soaking Tub,Built-in Features,Crown Molding,Floor Plan - Traditional,Formal/Separate Dining Room,Kitchen Island,Upgraded Countertops,Walk-In Closet(s),Other
  • Window features: Stain/Lead Glass
  • Flooring: Hardwood,Other,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,214

Foyer

  • Level: Main

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,651
  • Total interior livable area: 3,214 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: Lower

Library

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Upper

Storage Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0106014208
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None
  • Patio & porch: Porch,Roof,Patio
  • Has view: Yes
  • View description: Mountain(s),City

Lot

  • Lot size: 0.29 Acres
  • Features: Backs to Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$266$3,192
Property Taxes $798$9,576
Electricity $409$4,913
Total$3,571$42,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,434/yr
40% on housing$107,130/yr
45% on housing$95,226/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 21502$78
Allegany County$79

vs Homes Sold Last Month

Median $/sqft

ZIP 21502$109
Allegany County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$425,000
2016-12-12Sold$80,000
2016-11-21Pending sale$129,900
2016-10-25Price change$129,900
2016-05-21Pending sale$189,900
2015-11-20Price change$189,900
2015-09-29Listed for sale$199,900

For Sale by Agent

AgentAllyson Litten
BrokerageMountainside Home Realty

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