549 Greene St, Cumberland, MD, 21502
About This Home
ONLINE AUCTION: This auction takes place on the Ashland Auction Group website bidding platform. Bidding begins 8/7/2026, 10:00 AM. Bidding ends 8/11/2026, 12:00 PM. The list price is the suggested opening bid. Deposit: $7,500. 2 and a half story detached home located in the Allegany County. JUST MINUTES to downtown Cumberland. Easy access to major traffic artery Greene St. Property is believed to be occupied.
Getting Around
Very Walkable
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Other
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 902
Basement
- Has basement: Yes
- Basement: Other
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Flooring: Hardwood
- Finished area below ground: 0
- Finished area above ground: 2,255
Heating & Cooling
- Heating features: Baseboard,Hot Water,Natural Gas
- Cooling features: Ceiling Fan(s),Electric
Interior Area
- Total structure area: 3,157
- Total interior livable area: 2,255 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0106024505
- Zoning: U-R
- Special condition: Auction
Features
- Levels: Two and One Half
- Stories: 2
- Pool features: None
Lot
- Lot size: 3,719 sqft
Parking
- Parking features: On Street,Alley Access
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $227 | $2,724 |
| Home Insurance * | $28 | $336 |
| Property Taxes | $86 | $1,032 |
| Electricity | $287 | $3,447 |
| Total | $628 | $7,536 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2021-01-13 | Listing removed | -- |
| 2021-01-10 | Listed for sale | $149,900 |
| 2015-04-27 | Sold | $19,000 |
| 2015-02-11 | Price change | $56,000 |
| 2015-02-04 | Price change | $52,500 |
| 2015-01-03 | Price change | $56,000 |
| 2014-11-19 | Price change | $61,600 |
| 2014-10-03 | Listed for sale | $70,000 |
| 2014-09-26 | Sold | $90,000 |
| 2013-12-21 | Listing removed | $89,900 |
| 2013-06-29 | Listed for sale | $89,900 |
| 2003-09-26 | Sold | $87,000 |
| 2003-03-03 | Sold | $10,950 |
| 2001-11-02 | Sold | $46,000 |
| 1999-04-19 | Sold | $41,000 |
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