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1044 Longwood Ave, Cumberland, MD, 21502

5beds
4baths
3,624sqft
$475,000
$131price/sqft
$4,080/moest. monthly cost
$163,200/yrincome needed

About This Home

A beautiful home awaits you! open floor plan with the combined great room, breakfast room, and kitchen. , a pantry plus the addition of a granite island, makes storage and counter space plenty within this kitchen. The gorgeous gas fireplace makes the great room the perfect space for entertaining and spending time with family and friends. Multiple windows and a glass sliding door along the back of the home allows for plenty of natural light. The large, formal living room and dining rooms in the front of the home could be converted for use as an office, playroom, or library. The second floor features a large owner's bedroom . The owner's suite amenities include a large private walk-in and linen closet. There are 3 additional bedrooms, a bathroom and a laundry closet, centrally located for convenience and ease. The lower level fully finished with recreational room, 1/2 bathroom totally renew, brand new water heater, also brand new fence around the house, Enjoy privacy and wildlife on this .41 acre lot on a quiet street. Several major employers nearby include UMPC Western Maryland Hospital, Northrop Grumman, Frostburg State University , Only minutes from Interstate 68 and Route 40. *Call for more information today!

Getting Around

6
WalkingCar-Dependent
12
TransitMinimal Transit
7
BikeSomewhat Bikeable

Schools

9/10
6/10
Braddock Middle SchoolGrades 6-82.1 mi
6/10
Allegany High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Other
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Basement

  • Area: 1224

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,176
  • Finished area above ground: 2,448

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 3,672
  • Total interior livable area: 3,624 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0106048366
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Refrigerator In Garage

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods

Lot

  • Lot size: 0.41 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$305$3,660
Property Taxes $913$10,956
Electricity $461$5,540
Total$4,080$48,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,885/yr
40% on housing$122,400/yr
45% on housing$108,800/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 21502$78
Allegany County$79

vs Homes Sold Last Month

Median $/sqft

ZIP 21502$109
Allegany County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$490,000
2023-04-17Listing removed--
2021-06-28Sold$325,000
2021-04-16Sold$325,000
2021-02-17Pending sale$314,900
2021-02-08Listing removed--
2021-01-14Pending sale$314,900
2021-01-08Listed for sale$314,900
2021-01-08Pending sale$314,900
2021-01-03Listed for sale$314,900
2005-06-30Sold$35,000

For Sale by Agent

AgentAnibal Campano
BrokerageSignature Home Realty LLC

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