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14222 N Bel Air Dr SW, Cresaptown, MD, 21502

3beds
2baths
1,248sqft
$142,900
$115price/sqft
$1,220/moest. monthly cost
$48,800/yrincome needed

About This Home

REDUCED - Conveniently located rancher - Some older upgrades and added features; family room with pellet stove - Full basement (with concrete floor) with half bath, pellet stove, one car garage, walk out level and plenty of room for future finish or other ideas - small stream runs at back edge of yard; could be interesting landscaping feature - convenient to the school and other community amenities - Main floor is three bedroom and full bath - Sold as-is; no repairs before settlement.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Bel Air Elementary SchoolGrades PK-50.1 mi
3/10
Washington Middle SchoolGrades 6-87.0 mi
6/10
Fort Hill High SchoolGrades 9-127.1 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Permanent
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood,Refrigerator,Gas Water Heater
  • Laundry features: In Basement,Hookup

Basement

  • Features: Flooring - Concrete
  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Full,Exterior Entry,Interior Entry,Walk-Out Access

Bedroom1

  • Features: Flooring - Wood,Ceiling Fan(s)
  • Level: Main
  • Area: 130
  • Dimensions: 10 X 13

Bedroom2

  • Features: Ceiling Fan(s),Flooring - Wood
  • Level: Main
  • Area: 100
  • Dimensions: 10 X 10

Bedroom3

  • Features: Ceiling Fan(s),Flooring - Wood
  • Level: Main
  • Area: 100
  • Dimensions: 10 X 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Features: Flooring - Wood
  • Level: Main
  • Area: 99
  • Dimensions: 9 X 11

Family Room

  • Features: Flooring - Laminated,Fireplace - Other
  • Level: Main
  • Area: 264
  • Dimensions: 11 X 24

Features

  • Dining Area,Kitchen - Country
  • Number of fireplaces: 1
  • Fireplace features: Insert,Pellet Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,248

Half Bath

  • Level: Lower

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,496
  • Total interior livable area: 1,248 sqft

Kitchen

  • Features: Flooring - Vinyl
  • Level: Main
  • Area: 121
  • Dimensions: 11 X 11

Living Room

  • Features: Flooring - Wood,Ceiling Fan(s)
  • Level: Main
  • Area: 195
  • Dimensions: 15 X 13

Property

Accessibility

  • Accessibility features: Entry Slope <1'

Details

  • Parcel number: 0107003722
  • Zoning: R-1
  • Special condition: Real Estate Owned

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Fencing: Chain Link

Lot

  • Lot size: 0.32 Acres

Parking

  • Total spaces: 3
  • Parking features: Basement,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Drought
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $722$8,664
Home Insurance *$91$1,092
Property Taxes $126$1,512
Electricity $281$3,374
Total$1,220$14,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,828/yr
40% on housing$36,600/yr
45% on housing$32,533/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 21502$79
Allegany County$80

vs Homes Sold Last Month

Median $/sqft

ZIP 21502$109
Allegany County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Sold$90,000
2015-07-21Sold$98,000
2015-05-20Pending sale$104,000
2015-05-20Price change$104,000
2015-04-27Price change$98,000
2015-03-28Price change$104,000
2015-01-18Listed for sale$115,500
2005-01-13Sold$113,300

Unknown Listed By

AgentGiuliana Van Tyne
BrokerageJulian Agency Real Estate

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