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22124 McMullen Hwy SW, Rawlings, MD, 21557

4beds
2baths
2,392sqft
$219,000
$92price/sqft
$1,709/moest. monthly cost
$68,360/yrincome needed

About This Home

Peaceful and serene, your mountain dream awaits. Completely renovated, this four bedroom, two full bath offers the best of both worlds - modernized, move-in ready, with rustic charm. Step into a large, open space, with a full kitchen, complete with a custom-designed tiger wood island, ceramic and LVP flooring, and bright, airy walls and ceilings. Enjoy the fully finished basement as a large game room, home gym, and/or a fourth bedroom. Tranquility awaits as you step out on your large deck overlooking breathtaking mountains as you enjoy your morning coffee. Less than one hour from Deep Creek Lake, skiing at Wisp, Blue Knob and Whitetail, and just minutes from fishing and hiking - this is your quintessential mountain home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
5/10
Westmar Middle SchoolGrades 6-85.6 mi
7/10
Mountain Ridge High SchoolGrades 9-1211.3 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1959

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Ice Maker,Microwave,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Water Treat System,Gas Water Heater
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom1

  • Features: Flooring - Laminated
  • Level: Main

Bathroom2

  • Level: Lower

Bedroom1

  • Features: Flooring - Laminated
  • Level: Main

Bedroom2

  • Features: Flooring - Laminated
  • Level: Main

Bedroom3

  • Features: Flooring - Laminated
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Features: Flooring - Laminated
  • Level: Lower

Features

  • Breakfast Area,Ceiling Fan(s),Dining Area,Family Room Off Kitchen,Kitchen Island,Upgraded Countertops,Other,Dry Wall
  • Door features: Insulated
  • Window features: Replacement
  • Flooring: Luxury Vinyl,Ceramic Tile
  • Finished area below ground: 1,040
  • Finished area above ground: 1,352

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,704
  • Total interior livable area: 2,392 sqft

Kitchen

  • Level: Main

Laundry

  • Features: Flooring - Concrete
  • Level: Lower

Living Room

  • Level: Main

Primary Bedroom

  • Features: Flooring - Laminated
  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0107011156
  • Zoning: ZRC
  • Special condition: Standard
  • Exclusions: 2 Portable Dehumidifiers

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Barbecue
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.51 Acres
  • Features: Backs to Trees,Mountainous,Mountain

Parking

  • Total spaces: 3
  • Parking features: Basement,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Drought
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance *$71$852
Property Taxes $227$2,724
Electricity $304$3,657
Total$1,709$20,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,594/yr
40% on housing$51,270/yr
45% on housing$45,573/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 21557$85
Allegany County$80

vs Homes Sold Last Month

Median $/sqft

ZIP 21557$147
Allegany County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$235,000
2025-11-29Listing removed$235,000
2025-08-28Listed for sale$235,000
2023-09-07Listing removed--
2023-04-14Listed for sale$209,000
2023-03-31Contingent$209,000
2023-03-02Listed for sale$209,000
2023-01-06Listing removed--
2022-10-07Listed for sale$224,900
2021-02-10Sold$47,500
2020-09-02Sold$45,000
2020-03-06Price change$47,500
2020-02-07Price change$50,000
2019-12-10Listed for sale$54,000
2019-11-07Sold$70,000

For Sale by Agent

AgentJessica Wroten
BrokerageThe Goodfellow Agency

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