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19803 McMullen Hwy SW, Rawlings, MD, 21557

2beds
1baths
780sqft
$165,000
$212price/sqft
$1,344/moest. monthly cost
$53,760/yrincome needed

About This Home

Welcome to this adorable bungalow in Rawlings, Maryland—perfect for a couple or someone just starting a family. This charming home offers inviting outdoor spaces, including a front porch, side porch, and a rear patio complete with a hot tub—ideal for relaxing or entertaining. The flat, spacious backyard provides plenty of room for gatherings, play, or simply enjoying the outdoors. Step inside to a warm and welcoming living room that instantly feels like home. The flexible layout allows for a primary bedroom on the main level, making one-level living an easy option. The spacious eat-in kitchen features ample cabinet space and is complemented by a convenient mudroom just off the back. Upstairs, you’ll find a comfortable bedroom along with a versatile bonus space—perfect for a home office, den, or additional living area. The updated basement showcases beautiful natural wood walls and offers endless possibilities for a family room, guest space, or additional bedroom. You’ll also find plenty of storage and a dedicated laundry area downstairs. This home combines charm, functionality, and flexibility—ready to fit your lifestyle!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Bel Air Elementary SchoolGrades PK-54.8 mi
3/10
Washington Middle SchoolGrades 6-811.4 mi
6/10
Fort Hill High SchoolGrades 9-1211.9 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1942

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: In Basement,Laundry Room,Mud Room

Basement

  • Has basement: Yes
  • Basement: Full,Improved,Partially Finished,Concrete,Shelving

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedroom1

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Entry Level Bedroom,Family Room Off Kitchen,Eat-in Kitchen,Paneled Walls
  • Window features: Replacement
  • Flooring: Laminate
  • Finished area above ground: 780

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 780
  • Total interior livable area: 780 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Mud Room

  • Level: Main

Office

  • Level: Upper

Recreation Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0107012349
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Exterior features: Sidewalks
  • Spa features: Hot Tub
  • Fencing: Chain Link

Lot

  • Lot size: 9,000 sqft
  • Features: Level,Rear Yard

Parking

  • Total spaces: 4
  • Parking features: Asphalt,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Drought
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$54$648
Property Taxes $175$2,100
Electricity $281$3,374
Total$1,344$16,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,080/yr
40% on housing$40,320/yr
45% on housing$35,840/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 21557$90
Allegany County$80

vs Homes Sold Last Month

Median $/sqft

ZIP 21557$147
Allegany County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$185,000
2026-04-09Listed for sale$190,000
2025-02-27Sold$103,650
2025-01-08Contingent$115,000
2024-11-11Price change$115,000
2024-11-08Listed for sale$120,000
2024-10-30Contingent$120,000
2024-10-15Price change$120,000
2024-09-14Listed for sale$125,000

For Sale by Agent

AgentJenny Jackson
BrokerageCharis Realty Group

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