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14800 Vermont Ave, Cresaptown, MD, 21502

4beds
2baths
1,786sqft
$289,900
$162price/sqft
$2,179/moest. monthly cost
$87,160/yrincome needed

About This Home

Incredible space, total layout flexibility, and an unforgettable backyard wait for you at 14800 Vermont Ave! This versatile Cresaptown home features 3–4 bedrooms, 1.5 bathrooms, plus dedicated bonus rooms ready to adapt to your exact lifestyle—whether you need a main-floor den, a private home office, or a recreation room! The main living area welcomes you with a light-filled living room and a generous kitchen layout built for daily living and easy entertaining. Step out back to discover an absolute backyard paradise, complete with a rear deck, playground equipment, a trampoline, and even a climbing wall! Practical perks abound with service connected to Allegany County public water (avoiding higher-tier municipal rates in surrounding districts). Move right in and enjoy the privacy, flexibility, and outdoor lifestyle this value-packed property has to offer—schedule your private tour today!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
6/10
Braddock Middle SchoolGrades 6-86.4 mi
6/10
Allegany High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Block
  • Construction materials: Aluminum Siding,Brick Front

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Cooktop,Gas Water Heater
  • Laundry features: Main Level,Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Garage Access,Interior Entry,Exterior Entry,Rear Entrance,Sump Pump,Unfinished,Walk-Out Access,Windows

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Level: Main

Features

  • Combination Kitchen/Dining,Entry Level Bedroom,Floor Plan - Traditional
  • Finished area below ground: 0
  • Finished area above ground: 1,786

Foyer

  • Level: Main

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,336
  • Total interior livable area: 1,786 sqft

Kitchen

  • Features: Dining Area
  • Level: Upper

Living Room

  • Level: Upper

Other

  • Level: Upper

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0107026501
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Multi/Split,Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 0.32 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Rear,Garage Door Opener,Basement,Garage Faces Side,Inside Entrance,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Drought
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$186$2,232
Property Taxes $247$2,964
Electricity $281$3,374
Total$2,179$26,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,708/yr
40% on housing$65,370/yr
45% on housing$58,106/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 21502$78
Allegany County$79

vs Homes Sold Last Month

Median $/sqft

ZIP 21502$109
Allegany County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$284,900
2026-07-27Price change$289,900
2026-07-21Listed for sale$300,000
2013-07-25Sold$129,500

For Sale by Agent

AgentAli Candelas
BrokerageCharis Realty Group

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