




301 Rock St, Westernport, MD, 21562
About This Home
ONLINE AUCTION: This auction takes place on the Ashland Auction Group website bidding platform. Bidding begins 8/10/2026, 10:00 AM. Bidding ends 8/12/2026, 11:00 AM. The list price is the suggested opening bid. Deposit: $5,000. This three-unit property is located in Westernport, MD, in Allegany County. The property consists of one lower-level unit, which is currently occupied, and two upper-level units (Units A and B), which are both vacant. The property is located near Creekside Park and has access to MD-36 (New Georges Creek Road), offering connections to nearby communities and regional destinations.
Getting Around
Schools
Construction
Condition
- Year built: 1885
Materials
- Foundation: Other
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Basement
- Area: 0
Features
- Finished area below ground: 0
- Finished area above ground: 2,542
Heating & Cooling
- Heating features: Other
- Cooling features: None,Other
Interior Area
- Total structure area: 2,542
- Total interior livable area: 2,542 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0108005370
- Zoning: R
- Special condition: Auction
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 3,128 sqft
- Lot size dimensions: 68 x 46
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Hail
- Landslide
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $126 | $1,512 |
| Home Insurance * | $36 | $432 |
| Property Taxes | $33 | $396 |
| Electricity | $323 | $3,886 |
| Total | $518 | $6,216 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2021-11-01 | Sold | $4,000 |
| 2008-03-25 | Sold | $31,500 |
| 2002-09-26 | Sold | $13,000 |
