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5907 Loreley Beach Rd, White Marsh, MD, 21162

4beds
2baths
2,451sqft
$699,900
$286price/sqft
$4,897/moest. monthly cost
$195,880/yrincome needed

About This Home

Tucked away along the peaceful shores of the Bird River, this beautifully maintained waterfront home offers the perfect blend of privacy, recreation, and flexible living. Featuring 4 bedrooms and 2 full bathrooms, the home is filled with natural light and showcases an updated kitchen, oversized living spaces, and stunning water views throughout. Designed with convenient main-level living in mind, the first floor includes the spacious primary bedroom, second bedroom, laundry area, and a beautifully updated bathroom with private access from the primary bedroom and additional hallway entry. The oversized family room opens directly to a deck overlooking the water, creating the perfect space for entertaining or simply enjoying the serene setting and breathtaking sunsets. Just outside the detached 2-car garage, an expanded waterfront deck provides an additional outdoor entertaining space closer to the water, perfect for gatherings, relaxing evenings, or taking in the peaceful river views. Upstairs, you'll find two exceptionally large bedrooms, each with its own sitting area, along with a second full bathroom, offering excellent flexibility for guests, home offices, hobbies, or multigenerational living. A walking path and stairs lead down to a waterside patio positioned just off the bulkhead, offering a front-row seat to the Bird River and private pier. The pier features recently replaced deck boards along with three lifts, including a boat lift, smaller vessel lift, and jet ski lift, making this property ideal for boating and waterfront enthusiasts alike. Additional highlights include a long driveway, three additional parking spaces, and a storage shed that keeps lawn equipment out of the garage while leaving plenty of room for vehicles and recreational toys. Whether you're looking for year-round waterfront living or the perfect weekend escape, this secluded property delivers privacy, quiet surroundings, incredible sunsets, and the waterfront lifestyle you've been waiting for.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
--
Nottingham Middle SchoolGrades 6-84.1 mi
5/10
Perry Hall High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Block,Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Ice Maker,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Electric Water Heater

Bathroom1

  • Level: Main

Bathroom2

  • Level: Upper

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Dining Area,Entry Level Bedroom
  • Fireplace features: Pellet Stove
  • Finished area below ground: 0
  • Finished area above ground: 2,451

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 2,451
  • Total interior livable area: 2,451 sqft

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04111108055376
  • Zoning: RC 2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Private Dock Site,River,Private Access
  • Waterbody name: Bird River
  • Frontage length: Water Frontage Ft: 85

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 1.00 x

Parking

  • Total spaces: 8
  • Parking features: Garage Faces Front,Driveway,Detached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$214$2,568
Property Taxes $832$9,984
Electricity $312$3,747
Total$4,897$58,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,897/yr
40% on housing$146,910/yr
45% on housing$130,586/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 21162$183
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21162$221
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$699,900
2026-06-25Listing removed$699,900
2026-06-17Price change$699,900
2026-06-03Listed for sale$724,900
2026-05-23Listing removed$724,900
2026-05-20Listed for sale$724,900
2023-12-14Listing removed--
2023-04-07Sold$627,500
2023-03-06Pending sale$650,000
2023-03-02Listed for sale$650,000
2021-12-13Sold$615,000
2021-10-19Pending sale$595,000
2021-10-16Listed for sale$595,000
2016-10-20Sold$372,000
2016-08-11Pending sale$385,000
2016-07-27Listed for sale$385,000

For Sale by Agent

AgentJames Dickerson
BrokerageKeller Williams Gateway LLC

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