See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

8323 Bear Creek Dr, Baltimore, MD, 21222

2beds
2baths
1,350sqft
$279,000
$207price/sqft
$2,148/moest. monthly cost
$85,920/yrincome needed

About This Home

Motivated Seller ! Bring all reasonable offers. Nestled in the serene enclave of Rosewald Beach, this charming bungalow-style residence offers a perfect blend of traditional elegance and modern comfort. Home was renovation in 2025, this home is poised to elevate your lifestyle with high-end finishes and thoughtful design. Step inside to discover an inviting open floor plan that seamlessly connects the living, dining, and kitchen areas, creating an ideal space for both relaxation and entertaining. The spacious eat-in kitchen is adorned with stainless steel appliances, including a built-in microwave, dishwasher, and icemaker, ensuring that culinary adventures are both enjoyable and efficient. A pantry provides ample storage, while the combination kitchen/dining area invites gatherings around the table. The home features three well-appointed bedrooms, including an entry-level bedroom that offers convenience and accessibility. Two full bathrooms showcase modern fixtures, with both featuring a stall shower that adds a touch of luxury to your daily routine. The flooring throughout the home is a harmonious mix of laminate plank, carpet, and ceramic tile, providing both comfort and style. As you explore the exterior, you'll appreciate the thoughtful landscaping and exterior lighting that enhance the home's curb appeal. A welcoming porch invites you to unwind while enjoying the tranquil views of Bear Creek, just a short 100 feet away. The gentle sounds of the water create a peaceful backdrop, perfect for morning coffee or evening relaxation. The property boasts a generous lot size of 0.2 acres, providing ample outdoor space for gardening or leisure activities. Parking is a breeze with an attached carport and additional driveway space, ensuring convenience for you and your guests. This home is not just a residence; it's a lifestyle. With its proximity to the water, you can indulge in leisurely strolls along the creek or simply bask in the beauty of nature from your own backyard. The combination of modern amenities, exquisite renovations, and a picturesque setting makes this property a true gem. Experience the warmth and comfort of this exceptional home, where every detail has been curated for a luxurious living experience. Embrace the exclusive lifestyle that awaits you in Rosewald Beach. Home has 2 bedrooms and a bonus room that could be used as a 3rd Bedroom.

Getting Around

45
WalkingCar-Dependent
30
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Excellent
  • Year built: 1953

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Stucco

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Ice Maker,Refrigerator,Stainless Steel Appliance(s),Cooktop,Washer,Water Heater,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Partial,Interior Entry,Sump Pump,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bathroom - Stall Shower,Combination Kitchen/Dining,Dining Area,Entry Level Bedroom,Open Floorplan,Floor Plan - Traditional,Eat-in Kitchen,Pantry
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,350

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,350
  • Total interior livable area: 1,350 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04121202001045
  • Zoning: DR5.5
  • Zoning description: Density Residential; 5.5 Units/Acre
  • Special condition: Standard

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Lighting,Sidewalks
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterbody name: Bear Creek

Lot

  • Lot size: 8,700 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached Carport,Driveway,On Street
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$113$1,356
Property Taxes $344$4,128
Electricity $281$3,374
Total$2,148$25,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,645/yr
40% on housing$64,440/yr
45% on housing$57,280/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 21222$125
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21222$193
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$264,900
2026-07-31Listed for sale$279,000
2026-07-01Listing removed$284,900
2026-06-12Price change$284,900
2026-06-01Price change$289,900
2026-05-01Price change$299,900
2026-04-04Price change$329,900
2026-03-21Price change$339,000
2026-02-22Price change$355,000
2025-12-30Listed for sale$365,000
2025-07-10Sold$220,000
2025-02-25Sold$202,400

For Sale by Agent

AgentMrs. Rebecca Martin
BrokerageRealm Realty LLC

Similar Homes