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1920 Oxley Rd, Baltimore, MD, 21222

3beds
2baths
1,174sqft
$215,000
$183price/sqft
$1,799/moest. monthly cost
$71,960/yrincome needed

About This Home

Welcome to 1920 Oxley Road in Dundalk, located in the West Inverness community. This 3-bedroom, 1.5-bath home offers a comfortable layout and great outdoor space. The main level features a spacious living room, dining room, and a kitchen with granite countertops. Upstairs, you will find three bedrooms and a full hallway bathroom. The lower level provides additional living space with a recr room, laundry area, and a half bathroom. Enjoy both front and back covered porches, perfect for relaxing, along with fully fenced front and rear yards for added privacy and usability. The property is also located near a variety of shopping, dining, and recreational options, including nearby parks, gyms, and bowling alleys. The location also offers an easy commute into Baltimore. Schedule your tour today!

Getting Around

20
WalkingCar-Dependent
27
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Block
  • Construction materials: Block

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Washer,Dryer,Gas Water Heater
  • Laundry features: Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom1

  • Level: Upper

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Lower

Dining Room

  • Features: Flooring - Laminated
  • Level: Main

Features

  • Dining Area,Open Floorplan,Bathroom - Tub Shower,Recessed Lighting,Upgraded Countertops
  • Flooring: Hardwood,Wood
  • Finished area below ground: 150
  • Finished area above ground: 1,024

Half Bath

  • Level: Lower

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,536
  • Total interior livable area: 1,174 sqft

Kitchen

  • Features: Flooring - Laminated
  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Features: Flooring - Laminated
  • Level: Main

Primary Bedroom

  • Features: Flooring - Carpet
  • Level: Upper

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 04121208031680
  • Zoning: R
  • Special condition: Standard
  • Exclusions: See Disclosure

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Porch,Roof
  • Fencing: Full,Privacy,Chain Link

Lot

  • Lot size: 1,600 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$87$1,044
Property Taxes $344$4,128
Electricity $281$3,374
Total$1,799$21,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,680/yr
40% on housing$53,970/yr
45% on housing$47,973/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 21222$126
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21222$193
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$225,000
2014-04-30Sold$125,000
2014-02-28Price change$119,900
2013-11-22Price change$130,000
2013-10-29Price change$125,000
2013-10-05Listed for sale$135,000
2005-11-07Sold$151,550
2003-12-05Sold$85,000
1995-10-19Sold$71,500

For Sale by Agent

AgentKit Smith
BrokerageEXP Realty, LLC

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