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2265 Riding Crop Way, Baltimore, MD, 21244

2beds
2baths
1,290sqft
$320,000
$248price/sqft
$2,466/moest. monthly cost
$98,640/yrincome needed

About This Home

Welcome to 2265 Riding Crop Way! This lovely 2-bedroom, 2-bathroom townhouse in Windsor Mill offers a perfect blend of style, comfort, and convenience. Beautiful contemporary countertops, stylish cabinetry, and sleek stainless steel appliances make cooking and entertaining a joy. Bright, open living areas with plenty of natural light and two spacious bathrooms. Features a nice, spacious lower-level area—perfect for a home office, playroom, or additional entertaining space. Commuter's dream! Enjoy quick access to major routes, shopping, dining, and local amenities. Don't miss out on this fantastic move-in-ready home!

Getting Around

20
WalkingCar-Dependent
46
TransitSome Transit
29
BikeSomewhat Bikeable

Schools

2/10
Dogwood Elementary SchoolGrades PK-50.9 mi
4/10
3/10
Woodlawn High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 450

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 360
  • Finished area above ground: 930

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 1,380
  • Total interior livable area: 1,290 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 04012200005635
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 4,027 sqft

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$138$1,656
Property Taxes $429$5,148
Electricity $281$3,374
Total$2,466$29,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,548/yr
40% on housing$73,980/yr
45% on housing$65,760/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 21244$178
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21244$204
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Listed for sale$320,000
2022-01-14Sold$255,000
2021-12-10Pending sale$255,000
2021-11-11Listed for sale$265,000
2021-11-11Listing removed$265,000
2021-11-07Listed for sale$265,000
2017-05-04Sold$133,480
2001-10-11Sold$105,000
1995-11-09Sold$94,900

For Sale by Agent

AgentSaima Chaudhry
BrokerageSamson Properties

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