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910 Saint Charles Ave, Baltimore, MD, 21229

3beds
3baths
1,663sqft
$374,900
$225price/sqft
$2,832/moest. monthly cost
$113,280/yrincome needed

About This Home

Full of character and possibilities, this 1929 Cape Cod offers a unique layout with separate living areas and beautifully updated spaces throughout. A welcoming covered front porch showcases the timeless charm of classic Baltimore homes and provides separate entrances to each living space. The main level features LVP flooring, a spacious living room, separate dining area, and an updated kitchen with white cabinetry and stainless steel appliances. The main level bedroom offers a convenient shower and vanity area, along with a separate half bathroom. The finished lower level expands the living space with a large flexible area that can be used as a family room, additional bedroom space, or recreation area, complete with a full bathroom. The upper level offers its own private entrance and includes a living room, bedroom, full bathroom, and charming eat-in kitchen. Updated throughout while maintaining the character and charm of its 1929 roots, this home offers incredible versatility for multi-generational living, guests, or additional private space as well as investment possibility. Live in one and rent out the other to offset monthly payment.

Getting Around

66
WalkingSomewhat Walkable
43
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

7/10
5/10
Arbutus Middle SchoolGrades 6-81.4 mi
8/10
Catonsville High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1929

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dryer,Exhaust Fan,Oven,Refrigerator,Water Heater,Gas Water Heater
  • Laundry features: Lower Level

Basement

  • Area: 675

Basement

  • Has basement: Yes
  • Basement: Full,Heated,Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Combination Dining/Living,Floor Plan - Traditional,Kitchen - Efficiency,Kitchen - Galley,Kitchenette,Upgraded Countertops
  • Flooring: Carpet,Hardwood,Wood
  • Finished area below ground: 575
  • Finished area above ground: 1,088

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: Ceiling Fan(s),Window Unit(s),Electric

Interior Area

  • Total structure area: 1,763
  • Total interior livable area: 1,663 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04131313401340
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Sidewalks

Lot

  • Lot size: 6,625 sqft
  • Lot size dimensions: 1.00 x

Parking

  • Total spaces: 2
  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$163$1,956
Property Taxes $493$5,916
Electricity $281$3,374
Total$2,832$33,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,097/yr
40% on housing$84,960/yr
45% on housing$75,520/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 21229$92
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21229$197
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$374,900
2026-07-08Listed for sale$399,900
2010-08-28Listing removed$179,900
2009-11-20Listed for sale$179,900
2000-04-04Sold$87,000

For Sale by Agent

AgentLinda Dear
BrokerageRE/MAX Advantage Realty

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