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5655 Utrecht Rd, Baltimore, MD, 21206

4beds
2baths
1,776sqft
$224,900
$127price/sqft
$1,821/moest. monthly cost
$72,840/yrincome needed

About This Home

Welcome home to this freshly painted 4-bedroom, 1.5-bath townhome that offers space, comfort, and great amenities throughout. BRAND NEW Heating and Air Conditioning system has been installed. The updated chef’s kitchen is a standout feature, complete with a gas cooktop, wall oven, and broiler—perfect for preparing meals and entertaining guests. Enjoy outdoor living all summer long in the fully fenced backyard, featuring a covered patio and an above-ground pool with a surrounding deck, creating the ideal setting for relaxation and gatherings. Additional updates include a new hot water heater for added peace of mind. The fully finished basement expands the living space with a spacious family room and a large fourth bedroom, making it perfect for guests, a home office, or a private retreat. With generous room sizes, modern updates, and exceptional indoor and outdoor living spaces, this move-in-ready home is one you won't want to miss!

Getting Around

30
WalkingCar-Dependent
41
TransitSome Transit
24
BikeSomewhat Bikeable

Schools

6/10
--
Nottingham Middle SchoolGrades 6-83.3 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1964

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Ice Maker,Double Oven,Oven,Washer,Water Heater,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Area: 592

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Finished,Heated,Improved,Interior Entry,Exterior Entry,Rear Entrance

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Bathroom - Tub Shower,Ceiling Fan(s),Dining Area,Floor Plan - Traditional,Kitchen - Gourmet
  • Door features: Storm Door(s)
  • Flooring: Hardwood,Carpet
  • Finished area below ground: 592
  • Finished area above ground: 1,184

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,776
  • Total interior livable area: 1,776 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04141407049440
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Private pool: Yes
  • Pool features: Above Ground,Private
  • Fencing: Chain Link

Lot

  • Lot size: 2,178 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$105$1,260
Property Taxes $298$3,576
Electricity $281$3,374
Total$1,821$21,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,434/yr
40% on housing$54,630/yr
45% on housing$48,560/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 21206$132
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21206$166
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$224,900
2026-06-11Listed for sale$229,900
2000-05-09Sold$82,500

For Sale by Agent

AgentSheri Stevens
BrokerageSamson Properties

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