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7 Chesley Ave, Baltimore, MD, 21206

4beds
3baths
2,728sqft
$399,900
$147price/sqft
$3,039/moest. monthly cost
$121,560/yrincome needed

About This Home

Welcome to 7 Chesley Avenue, a spacious and well-maintained detached home offering over **2,700 square feet** of living space in the convenient Overlea area of Baltimore County. This inviting home features **4 generously sized bedrooms and 2.5 bathrooms**, providing plenty of room for family, guests, a home office, or flexible living arrangements. Inside, you'll find beautiful hardwood floors, abundant natural light, spacious living and dining areas, and a functional layout designed for comfortable everyday living. The kitchen offers ample cabinet and counter space and opens to the adjacent living areas, making it ideal for both daily life and entertaining. A finished lower level provides additional flexible living space that can be used as a recreation room, home gym, media room, or playroom. Step outside to one of the home's standout features—a beautifully designed outdoor living area perfect for relaxing or entertaining. Enjoy the spacious deck overlooking a peaceful backyard complete with a charming **koi pond**, creating a private setting that's perfect for morning coffee, evening gatherings, or simply unwinding after a long day. Recent improvements include a **newly refinished hardwood floor** and a **freshly repainted deck**, allowing the next owner to move right in while adding their own personal touches over time. Conveniently located just minutes from I-695, I-95, shopping, restaurants, parks, and everyday amenities, this home combines generous living space, a welcoming outdoor retreat, and excellent commuter access. Don't miss the opportunity to make **7 Chesley Avenue** your next home. Schedule your private showing today!

Getting Around

74
WalkingVery Walkable
49
TransitSome Transit
31
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1907

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 976

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,728

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,704
  • Total interior livable area: 2,728 sqft

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 04141419071575
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 7,250 sqft
  • Lot size dimensions: 1.00 x

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$186$2,232
Property Taxes $484$5,808
Electricity $347$4,170
Total$3,039$36,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,194/yr
40% on housing$91,170/yr
45% on housing$81,040/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 21206$131
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21206$166
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$389,900
2026-07-13Listed for sale$399,900
2021-03-30Sold$340,950
2013-06-25Sold$259,900
2013-05-08Listed for sale$259,900
2010-10-27Sold$225,900
2010-05-12Sold$126,000
2010-01-03Listing removed$140,000
2009-11-06Price change$140,000
2009-10-19Price change$150,000
2009-10-06Price change$160,000
2009-09-26Listed for sale$180,000
2007-09-12Sold$325,000
2005-05-13Sold$157,100
2004-10-08Sold$141,500
2000-09-25Sold$132,000

For Sale by Agent

AgentETHAN HARVEY
BrokerageEXP Realty, LLC

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