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918 Sue Grove Rd, Essex, MD, 21221

5beds
5baths
3,800sqft
$749,999
$197price/sqft
$5,847/moest. monthly cost
$233,880/yrincome needed

About This Home

To Be Completed by The Summer of 2026 Get in Early to Have choice of finishings Escape to your own private Sanctuary in this stunning 5 bedroom, 4.5 bathroom coastal inspired masterpiece. Designed with an effortless blend of sophisticated style and relaxed comfort. Spacious accommodations. Five generously sized bedrooms, including a luxurious primary suite. Four full bathrooms and a convenient powder room featuring high end finishes and a serene, coastal aesthetic. Gourmet kitchen: A chefs dream, complete with premium appliances and custom cabinetry. from the light filled interiors to the carefully curated materials, every detail has been thoughtfully considered. Water Views, Located just steps from Sue Creek Don't miss your chance to own a piece of paradise. Contact us today to schedule a private tour. Permits and Drawings for an auxilary structure are available. This includes a 2 car garage with livable space above.

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
28
BikeSomewhat Bikeable

Schools

6/10
4/10
Deep Creek Middle SchoolGrades 6-82.7 mi
3/10
Chesapeake High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Block,Batts Insulation,Combination,Concrete,Frame

Other

  • Builder name: MetroCon

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,800

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,800
  • Total interior livable area: 3,800 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04151501500990
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Waterfront features: Cove

Lot

  • Lot size: 9,504 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Rear,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$278$3,336
Property Taxes $1,293$15,516
Electricity $484$5,809
Total$5,847$70,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,468/yr
40% on housing$175,410/yr
45% on housing$155,920/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 21221$161
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21221$198
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$749,999
2021-05-18Sold$92,500
2021-04-20Pending sale$129,000
2021-04-02Listed for sale$129,000

New Construction

AgentEd zebeck
BrokerageDouglas Realty, LLC

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