1937 Cape May Rd, Essex, MD, 21221
About This Home
Extremely Rare Opportunity! 110' +/- Water frontage sitting on Over 1 Acre of Property with Multiple Slips, DEEP Water & Great Elevation! Owner financing available and seller open to creative terms—bring your vision and make this extraordinary waterfront property yours!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1915
Materials
- Foundation: Permanent
- Roof: Asphalt,Shingle
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Kitchen - Country,Bathroom - Tub Shower,Dry Wall,Paneled Walls,Wood Walls
- Flooring: Carpet,Hardwood,Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,193
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,193
- Total interior livable area: 1,193 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 04151502006040
- Zoning: R
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Deck
- Exterior features: Boat Storage,Extensive Hardscape,Storage,Other
- Has view: Yes
- View description: Water,River
- Has water view: Yes
- Water view: Water,River
- On waterfront: Yes
- Waterfront features: Private Dock Site,River,Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Waterski/Wakeboard
- Waterbody name: Middle River
- Frontage length: Water Frontage Ft: 110
Lot
- Lot size: 1.10 Acres
- Features: Additional Lot(s),Bulkheaded,Front Yard,No Thru Street,Secluded,Wooded
- Lot size dimensions: 1.00 x
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
- Coastal Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,044 | $48,528 |
| Home Insurance * | $297 | $3,564 |
| Property Taxes | $927 | $11,124 |
| Electricity | $281 | $3,374 |
| Total | $5,549 | $66,588 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-24 | Price change | $799,950 |
| 2025-08-25 | Listed for sale | $849,950 |
| 2023-06-30 | Sold | $650,000 |
| 2020-11-10 | Listing removed | $625,000 |
| 2020-08-15 | Price change | $625,000 |
| 2020-07-18 | Listed for sale | $699,000 |
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