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2023 Tred Avon Rd, Baltimore, MD, 21221

2beds
1baths
981sqft
$234,900
$239price/sqft
$1,929/moest. monthly cost
$77,160/yrincome needed

About This Home

Unlock the potential of this 2-bedroom, 1-bath rancher situated on a spacious 0.72-acre lot in the water-oriented community of Middleborough. Offering some water views and endless possibilities, this property is ideal for, builders, or buyers seeking extra outdoor space and room to grow. While the home could benefit from some TLC, it features strong structural integrity. Property highlights include a massive 31,500 sq. ft. lot, a 510 sq. ft. Detached garage w/ covered patio off the back, perfect for storage, a workshop, or hobby space. Enjoy the charm of a water-oriented setting while still being conveniently located near shopping, dining, and commuter routes. Whether you choose to renovate, expand, or simply enjoy the oversized lot, this property presents a fantastic opportunity in Middleborough. Property being sold as is!

Getting Around

21
WalkingCar-Dependent
30
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

6/10
4/10
Deep Creek Middle SchoolGrades 6-81.9 mi
3/10
Chesapeake High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Slab,Block
  • Roof: Flat
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 981

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None,Electric

Interior Area

  • Total structure area: 981
  • Total interior livable area: 981 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04151503230730
  • Zoning: DR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.72 Acres
  • Lot size dimensions: 1.00 x

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,187$14,244
Home Insurance *$87$1,044
Property Taxes $374$4,488
Electricity $281$3,374
Total$1,929$23,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,137/yr
40% on housing$57,870/yr
45% on housing$51,440/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 21221$162
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21221$198
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$234,900
2026-07-25Price change$234,900
2026-07-22Price change$239,900
2026-07-10Listed for sale$249,900
2026-06-27Listing removed$285,000
2026-06-18Listed for sale$285,000

For Sale by Agent

AgentApril Chaney
BrokerageIron Valley Real Estate Charm City

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