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2724 N Point Ter, Dundalk, MD, 21222

2beds
1baths
846sqft
$270,000
$319price/sqft
$2,059/moest. monthly cost
$82,360/yrincome needed

About This Home

Pristine and recently updated, this 2-bedroom, 1-bath home in North Point Terrace offers comfort, convenience, and easy single-level living. A welcoming covered front porch leads inside to a sunny open floor plan featuring laminate plank flooring and a pleasing neutral color palette throughout the main living areas. The living room flows seamlessly into the dining area and kitchen, where granite countertops, stainless steel appliances, and a double sink create a functional and attractive space for everyday living. A side entrance from the kitchen provides easy access to the extended driveway and a roll-up door outbuilding that can accommodate a vehicle or serve as additional storage or workshop space. Two comfortable bedrooms feature wood-inspired laminate plank flooring and ceiling fans, while the full hall bath includes ceramic tile flooring and a tub/shower with decorative tile surround. Main level laundry adds to the ease of one-level living, and the full unfinished basement offers excellent storage for seasonal items, sports equipment, and more. Move-in ready and conveniently located with easy access to I-95 and I-695, this single-family home is a wonderful opportunity.

Getting Around

59
WalkingSomewhat Walkable
30
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1929

Materials

  • Foundation: Block,Permanent
  • Construction materials: Concrete,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Exhaust Fan,Disposal,Refrigerator,Cooktop,Microwave,Oven/Range - Gas,Stainless Steel Appliance(s),Water Heater,Gas Water Heater
  • Laundry features: Has Laundry,Dryer In Unit,Main Level,Washer In Unit,Laundry Room

Basement

  • Features: Flooring - Concrete
  • Level: Lower
  • Area: 775
  • Dimensions: 25 X 31

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Interior Entry,Unfinished

Bedroom2

  • Features: Ceiling Fan(s),Flooring - Laminate Plank
  • Level: Main
  • Area: 90
  • Dimensions: 9 X 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Flooring - Laminate Plank
  • Level: Main
  • Area: 105
  • Dimensions: 7 X 15

Features

  • Bathroom - Tub Shower,Combination Dining/Living,Combination Kitchen/Dining,Dining Area,Entry Level Bedroom,Open Floorplan,Kitchen - Country,Upgraded Countertops,Dry Wall
  • Door features: Storm Door(s),Six Panel
  • Window features: Double Pane Windows,Screens,Vinyl Clad
  • Flooring: Ceramic Tile,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 846

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,678
  • Total interior livable area: 846 sqft

Kitchen

  • Features: Flooring - Laminate Plank,Kitchen - Country,Kitchen - Gas Cooking,Lighting - Ceiling
  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Laundry

  • Features: Flooring - Laminate Plank
  • Level: Main
  • Area: 80
  • Dimensions: 8 X 10

Living Room

  • Features: Ceiling Fan(s),Flooring - Laminate Plank
  • Level: Main
  • Area: 156
  • Dimensions: 12 X 13

Primary Bedroom

  • Features: Ceiling Fan(s),Flooring - Laminate Plank
  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04151503471910
  • Zoning: RO
  • Zoning description: Residential Office
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Lighting
  • Fencing: Full,Chain Link
  • Has view: Yes
  • View description: Garden

Lot

  • Lot size: 6,395 sqft
  • Features: Front Yard,Landscaped,Level,SideYard(s)
  • Lot size dimensions: 2.00 x

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Driveway,Other
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$110$1,320
Property Taxes $303$3,636
Electricity $281$3,374
Total$2,059$24,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,594/yr
40% on housing$61,770/yr
45% on housing$54,906/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$319This listing

vs Other Active Listings

Avg $/sqft

ZIP 21222$125
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21222$193
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Listed for sale$270,000
2026-04-21Contingent$270,000
2026-04-20Price change$270,000
2026-03-19Listed for sale$279,000
2022-09-30Sold$230,000
2022-07-27Pending sale$249,900
2022-07-09Listed for sale$249,900

For Sale by Agent

AgentKelsey Stephenson
BrokerageNorthrop Realty

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