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21 Sidewell Ct, Baltimore, MD, 21221

3beds
4baths
2,157sqft
$529,999
$246price/sqft
$3,790/moest. monthly cost
$151,600/yrincome needed

About This Home

Tucked away on a quiet cul-de-sac along scenic Hopkins Creek, this beautifully updated home offers stunning water views and the perfect blend of comfort and versatility. Relax on the inviting front porch and take in peaceful creek views or unwind in the sunroom filled with natural light. The main home features 3 spacious bedrooms and 2 full baths upstairs, including a primary suite with a private en suite bath, plus the added convenience of second-floor washer and dryer. The first floor offers a stylish half bath and a beautifully updated kitchen designed for optimum flow by a working chef that boasts elegant Italian cabinetry. A spacious 2800 total square footage including the basement and the back deck, perfect for everyday living and entertaining. Step outside to a backyard oasis featuring a screened-in gazebo on the deck—ideal for enjoying summer nights, eating crabs, or hosting cookouts. An additional awning provides shade and protection from sun or rain. The fully finished basement offers a private in-law suite with a separate entrance, complete with a full-size kitchen, washer and dryer hookup, and full bath—perfect for extended family or additional living flexibility. Enjoy water views from multiple vantage points and take advantage of nearby boating access with Markley’s Marina just 5 miles away. This home truly has it all—Spacious living, location, updates, and lifestyle! FEMA designates this a 1/10 flood zone

Getting Around

50
WalkingCar-Dependent
48
TransitSome Transit
29
BikeSomewhat Bikeable

Schools

3/10
Sussex Elementary SchoolGrades PK-51.7 mi
4/10
Deep Creek Middle SchoolGrades 6-81.4 mi
3/10
Chesapeake High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2008

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 891

Basement

  • Has basement: Yes
  • Basement: Finished,Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • 2nd Kitchen,Attic,Ceiling Fan(s),Chair Railings,Combination Dining/Living
  • Finished area below ground: 0
  • Finished area above ground: 2,157

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 3,048
  • Total interior livable area: 2,157 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04151508000221
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Washing Machine; Curtains

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 10,320 sqft
  • Lot size dimensions: 1.00 x

Parking

  • Parking features: Asphalt,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$196$2,352
Property Taxes $634$7,608
Electricity $281$3,374
Total$3,790$45,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,942/yr
40% on housing$113,700/yr
45% on housing$101,066/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 21221$160
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21221$198
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$559,999
2026-04-29Listed for sale$584,999
2023-09-01Listing removed$560,000
2023-07-20Price change$560,000
2023-06-12Listed for sale$575,000
2010-03-01Sold$275,000

For Sale by Agent

AgentEileen Aubele
BrokerageAlberti Realty, LLC

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