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2327 Turkey Point Rd, Essex, MD, 21221

2beds
1baths
1,066sqft
$600,000
$563price/sqft
$4,280/moest. monthly cost
$171,200/yrincome needed

About This Home

Charming 2-bedroom, 1-bathroom ranch-style home sits on a generous sized lot with access to a waterfront area. Enjoy private access to the water, complete with a private dock site and a boat launch ramp, perfect for water enthusiasts. The home offers a spacious open concept layout providing ample room for relaxation and entertainment. Additional features range from stainless steel appliances, wide windows, abundant natural light, modern touches and an oversized deck that overlooks the water! Parking is convenient with an attached carport and an extended driveway that can accomodate up to five vehicles. Local amenities include, parks, shops, and dining options. This property presents a rare opportunity come and enjoy the benefits of waterfront living. Don’t miss your chance to own this gem!

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
24
BikeSomewhat Bikeable

Schools

6/10
4/10
Deep Creek Middle SchoolGrades 6-82.8 mi
3/10
Chesapeake High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Other
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 1066

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,066

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,132
  • Total interior livable area: 1,066 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04151508550466
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • On waterfront: Yes
  • Waterfront features: Boat/Launch Ramp - Private,Private Dock Site,Private Access
  • Frontage length: Water Frontage Ft: 45

Lot

  • Lot size: 0.62 Acres
  • Lot size dimensions: 1.00 x

Parking

  • Total spaces: 6
  • Parking features: Attached Carport,Driveway
  • Covered spaces: 5
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1
  • Carport: Yes
  • Carport spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$222$2,664
Property Taxes $744$8,928
Electricity $281$3,374
Total$4,280$51,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,742/yr
40% on housing$128,400/yr
45% on housing$114,133/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$563This listing

vs Other Active Listings

Avg $/sqft

ZIP 21221$159
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21221$198
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-11Listed for sale$600,000
2025-10-18Listing removed$299,000
2025-10-06Listed for sale$299,000
2025-02-20Sold$420,000
2021-07-19Sold$435,000
2021-05-27Pending sale$450,000
2021-05-16Price change$450,000
2021-04-02Listed for sale$500,000
2014-08-08Sold$302,667
2014-05-18Listed for sale$214,900
1999-10-01Sold$225,000

For Sale by Agent

AgentJuan Umanzor
BrokerageLong & Foster Real Estate, Inc.

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