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8108 N Point Rd, Sparrows Point, MD, 21219

6beds
2baths
2,448sqft
$325,000
$133price/sqft
$2,623/moest. monthly cost
$104,920/yrincome needed

About This Home

THIS PROPERTY IS BEING SOLD AS IS. Rare opportunity to create your dream home in a desirable waterfront community setting. Situated at 8108 North Point Road, this unique offering includes three separate lots totaling nearly one acre, providing exceptional space, flexibility, and potential. Enjoy the appeal of being just moments from the water, with opportunities for boating, fishing, and the Chesapeake Bay lifestyle nearby. Whether you envision building a custom residence, creating a private retreat, or taking advantage of the generous lot size, the possibilities are endless. Public sewer and septic are available. Bring your vision and make this exceptional property your own.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

2/10
3/10

Construction

Condition

  • Year built: 1919

Materials

  • Foundation: Other
  • Roof: Composition
  • Construction materials: Shingle Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 80
  • Dimensions: 10 X 8

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 60
  • Dimensions: 6 X 10

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 120
  • Dimensions: 12 X 10

Features

  • Kitchen - Table Space,Floor Plan - Traditional
  • Finished area below ground: 0
  • Finished area above ground: 2,448

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,448
  • Total interior livable area: 2,448 sqft

Kitchen

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Living Room

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Primary Bedroom

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 121
  • Dimensions: 11 X 11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04151512001600
  • Zoning: RC5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 0.91 Acres
  • Features: Additional Lot(s),Backs - Parkland,Backs to Trees

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$116$1,392
Property Taxes $553$6,636
Electricity $311$3,742
Total$2,623$31,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,931/yr
40% on housing$78,690/yr
45% on housing$69,946/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 21219$203
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21219$215
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$325,000
2024-09-18Sold$120,000

For Sale by Agent

AgentCatherine Miller
BrokerageMonument Sotheby's International Realty

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